We have a 142 Dacia Duster 1.5 dCi (40,000kms) and an 04 Renault Megane 1.5 dCi (180,000 miles). Obviously the Megane is now worthless. Unsure whether to trade in Duster and Megane or maybe just Megane if I got a scrappage scheme. Both cars do low mileage: approx 40km daily. We have three young children. We were thinking of getting a seven-seater and then maybe a small one-litre car for second, for low tax/insurance etc. Would think the Duster now is worth around €10k and then max budget of another €20k for family car such as the Skoda Kodiaq, but unsure I can afford it. What year? If I hold on to the Duster now, I will lose nearly all its trade-in value over next couple of years. I usually hold a new car for five years. But this year, I need to change the second car, too, as have it for 13 years and is starting to cause some trouble. What ideas/suggestions would you have? Gillian: The Skoda Kodiaq seven-seater is only out since January 2017, so a 171 is out of … [Read more...] about Switch’n’ swap; €45k SUV; €5,000 budget; Baby on the way; Is electric for me?
Which insurance is best for young drivers
The average cost of car insurance for a 17 year old has hit £1,964 - and that means new motorists are doing everything they can to afford to stay on the road. It has also resulted in one parent in ten putting their child down as a named driver, rather than the principal driver, in an attempt to save money. Another one in three said they would consider it. The problem is that this particular money-saving trick is illegal - and known as "fronting" in the industry. “Parents are putting themselves at risk of picking up a criminal record for the sake of reducing their child’s car insurance premiums," said Lee Griffin from GoCompare, which conducted the research. "There may not appear to be any harm in insuring a child’s car in a parent’s name, but ‘fronting’ is illegal nonetheless." What happens if you're caught People might think that they'll get away with this as a plan - the problem is there are some telltale giveaways. "Fronting is usually … [Read more...] about Legal car insurance hacks for young drivers as costs see 1 in 10 break the law
Have you ever thought about telling a 'white lie' when it comes to buying car insurance? With spiralling costs it is something many people consider in the hope of bringing down the bill to get behind the wheel. According to insurance comparison site GoCompare, last year 449,000 confirmed or suspected dishonest insurance applications were detected by insurers. And they are warning drivers who have fibbed to their insurers in an attempt to get cheaper cover could face having their policy cancelled, refusal from their insurer to pay out on a claim or being taken to court for fraud. The insurer may even treat the policy as if it never existed and it could also make it difficult for a driver to get insurance in the future. Here are the five most common fibs which you might try to save money but which could prove very costly. 1. “Fronting” Car insurance for young people can be very expensive so to work round this parents often list them as an additional driver instead of the … [Read more...] about The 5 common ‘fibs’ that could invalidate your car insurance
Meet the faces of the Hull criminals who will be having Christmas dinner behind bars. These lags are now safely behind bars for the foreseeable future after being jailed in December - and will be starting off 2019 in a prison cell. Their sentences range from 16 weeks to 22 years for series of crimes including murder, assault and absconding from court. Other crimes heard at Hull Crown Court included sexual assault of a child and one criminal was even jailed for attacking, spitting on and strangling his own mother. If you missed what has happened in the courts in December, we have put together this round-up of some of the cases heard. Take a look below for details of who appeared in court and why they are spending Christmas behind bars. To keep up-to-date with Hull Live's court news, click here. Anthony Deakin - 2 years The driver of a hijacked pharmacy delivery van was jailed after being found almost four times the drink-drive limit. Anthony Deakin, 28, was drunk when he accosted a … [Read more...] about Behind bars for Christmas: The 12 criminals locked up in December
Gift of a Lift is a real treat for radio star BelfastTelegraph.co.uk COOL FM Breakfast show presenter Rebecca McKinney has notched up some brownie points with her parents and pals this Christmas as she offered up the Gift of Lift as part of Coca-Cola’s Designated Driver Campaign. https://www.belfasttelegraph.co.uk/service/ad-features/gift-of-a-lift-is-a-real-treat-for-radio-star-37636546.html https://www.belfasttelegraph.co.uk/incoming/article37636577.ece/7789f/AUTOCROP/h342/Coke%202.jpg Email COOL FM Breakfast show presenter Rebecca McKinney has notched up some brownie points with her parents and pals this Christmas as she offered up the Gift of Lift as part of Coca-Cola’s Designated Driver Campaign. Rebecca is one of three high profile ambassadors on the island of Ireland working for the campaign and she's been celebrating the benefits of forfeiting alcohol to do her bit for road safety this winter. “I was able to drive my Mum and Dad into Belfast where we … [Read more...] about Gift of a Lift is a real treat for radio star