Q: We are thinking about trading up our family home in Co Limerick to be a little closer to the city. We are not in negative equity and have seen suitable properties for around €250,000. Our house is valued at €191,000. We have a balance of €91,000 left on our current mortgage. How much can we borrow as a second-time buyers, and what other costs do we need to consider in selling our home? A: A big challenge facing second-time buyers is getting the property chain to work for them. If you are relying on the equity in your current home as your deposit in your new home, banks will want you to sell your home before they will let you draw down a new mortgage, according to Joey Sheehan, head of credit at MyMortgages.ie. Even if they do approve the mortgage in advance, you will have to wait until your own home is sold before you can successfully complete the purchase of your new property, as you will need the funds for a deposit. Based on your figures, you are facing a … [Read more...] about Your Questions: How much can we borrow to allow us buy a bigger home?
What upgrades should i get for my new home
Glasgow & West Scotland By Mary McCool BBC Scotland news 26 March 2019 Share this with Facebook Share this with Messenger Share this with Twitter Share this with Email Share this with Facebook Share this with WhatsApp Share this with Messenger Share this with Twitter Share Share this with These are external links and will open in a new window Email Share this with Email Facebook Share this with Facebook Messenger Share this with Messenger Messenger Share this with Messenger Twitter Share this with Twitter Pinterest Share this with Pinterest WhatsApp Share this with WhatsApp LinkedIn Share this with LinkedIn Copy this link https://www.bbc.co.uk/news/uk-scotland-glasgow-west-47666900 Read more about sharing. These are external links and will open in a new window Close share panel A landmark clock which is as synonymous with Glasgow's old St Enoch … [Read more...] about A new home for the Gregory’s Girl clock?
I'm driving a 171 Opel Zafira seven-seater diesel (62,000km). No kids, just bought it for the comfort. I commute daily (60km, 90 minutes each way) and liked the high-seat driving position. I get about 53mpg. I am increasingly aware of diesel cars' impact in terms of emissions. I don't want to continue to contribute to the emissions 'cloud', so it's is time to change to a cleaner car. I'm 95pc of the time alone in the MPV, so it's just not practical. I want to spend less money (and lose less in depreciation). I checked the Nissan Leaf. I thought the seats were a little flimsy, but I am attracted by the zero emissions. It is reasonably sized. Given my annual mileage (34,000km approx) the rep recommended I wait for the longer-range version, but I'm sceptical about going fully electric, especially with prices of €35k-plus. Hyundai's Kona electric is way overpriced. I plan on having a look at Toyota hybrids, but I'm sceptical about the 'up to 50pc of the journey could be all electric' … [Read more...] about Are you looking for a new or second hand car? Ask our experts
If you have read any of my previous restaurant reviews, you will know that I enjoy hearty food. It’s why I visited The Shireburn Arms, near Longridge, towards the end of 2018, with their countryside pub feel bringing home all things rustic and homely. But sometimes you simply don’t have the time or energy to drive 20 minutes outside of town to find these nuggets of restaurant gold.With that in mind, I chose the convenient option and took the short drive from the Post’s headquarters in Fulwood to the centre of Preston to sample one of the city’s newest eateries; The Otter’s Pocket.I first heard about this new restaurant in October last year when a colleague of mine broke the news of its impending opening in Winckley Street.The man behind the business is Mark O’Rourke, already known throughout Preston for his two other restaurants; burger joint We Don’t Give a Fork and tapas house Fino Tapas. With The Otter’s Pocket, Mark has gone for … [Read more...] about RESTAURANT REVIEW: Delve into Lancashire’s new home of pie, peas and proper ale at The Otter’s Pocket
Antrim's new chairman Ciaran McCavana speaks to Brendan Crossan about his hopes for the county during his stewardship. The St Enda's, Glengormley clubman wants to see Casement Park rebuilt, more progress made at Dunsilly and the Gaelfast project to flourish... BC: Were you nervous ahead of the count for the new chairman position? CMcC: I was a bit nervous at around five o’clock; I felt like I was going onto the pitch to play a championship match. But then I put it in perspective. What’s meant to be is meant to be. BC: You topped the poll with 74 votes… CMcC: I was delighted to get through after the first count because there was supposed to be two counts. I was really happy to get the majority and it gave me a boost in confidence and I hope I can bring the county together as one. BC: Give people an idea of your GAA background… McMcC: In my playing days, I wouldn’t have been known for my silky skills. Some might even say I was more of a carthorse than a … [Read more...] about New chairman Ciaran McCavana ready for the challenges that lie ahead in Antrim