BUYING car insurance 21 days before a new policy starts could save drivers £570 - and almost halve their bill. An investigation by MoneySavingExpert found that locking in to a new deal three weeks early is the ideal time to get the most for your money. For a typical policy that costs £1,156 on the day of renewal costs £589 21 days earlier - saving motorists £567. But it doesn't always pay to be organised though because the investigation also found that getting your insurance too early could also mean that you're overpaying by hundreds. On average, a policy bought 30 days in advance - the earliest you can usually get a quote on comparison sites - could cost motorists £531 MORE than holding off for another nine days and buying at the 21 day mark. MSE asked a number of insurers why there was a massive price difference and they said that it's all down to risk. Someone who leaves renewing their policy until the last minute is seen as a higher risk - some insurers … [Read more...] about Best day to buy car insurance revealed – and drivers could chop £570 off bills
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New UK driver laws: What’s changing plus what you need to do
New changes to UK laws are set to have a big impact on UK drivers when they come into place this month. From learners on the motorway to stricter MOTs, there's a lot to take in. We've teamed up with the experts at Halfords to give our readers the lowdown on everything you need to know. Our team have been through the official information and below are some of the most important things to remember. Get your car in shape before the MOT The new rules for MOTs introduced this month mean that there are new categorisation for problems. The new MOT system uses the following classifications: * Dangerous : this is a fail and you are not allowed to drive the car. * Major : this is a fail but you can drive to a garage to have the issue fixed. * Minor : the car has passed but there are issues that need fixing. The car isn't dangerous or polluting the environment. * Advisory : the car has passed but the issue could become more serious in future - monitor and repair if necessary * Meet the standard: … [Read more...] about New UK driver laws: What’s changing plus what you need to do
New UK driver laws: here’s what’s changing plus what you need to do now
New changes to UK laws are set to have a big impact on UK drivers when they come into place this month. From learners on the motorway to stricter MOTs, there's a lot to take in. We've teamed up with the experts at Halfords to give Mirror readers the lowdown on everything you need to know. Our team have been through the official information and below are some of the most important things to remember. Get your car in shape before the MOT The new rules for MOTs introduced this month mean that there are new categorisation for problems. The new MOT system uses the following classifications: * Dangerous : this is a fail and you are not allowed to drive the car. * Major : this is a fail but you can drive to a garage to have the issue fixed. * Minor : the car has passed but there are issues that need fixing. The car isn't dangerous or polluting the environment. * Advisory : the car has passed but the issue could become more serious in future - monitor and repair if necessary * Meet the … [Read more...] about New UK driver laws: here’s what’s changing plus what you need to do now
Dashcam myths busted – what you need to know
Motoring by Press Association 26/04/2018, 11:34 am FacebookTwitterWhatsAppEmail Send us a story Sign up to our Daily newsletter Dashcam usage in the UK is at an all-time high – sales of these pocket-sized movie makers have surged by 600 per cent in the last three years, according to retail analyst GfK. But is it actually worth your time to get one fitted? What benefits could it bring to your everyday driving – and what problems could you face with one in place? We’ve answered some of the more commonly-asked questions surrounding dashcams. What is a dashcam? A dashcam or in-car camera is a small video camera, designed to capture footage of the road ahead on a constant loop. They’re usually set-up for high-definition video, coping especially well with night-time driving and headlamp glare, and are designed to be put in place and left alone until the driver needs to access the footage. Dashcams can range from as little as £10 for a … [Read more...] about Dashcam myths busted – what you need to know
All you need to know about potholes
Potholes are the scourge of every driver and are a problem that is only getting worse. They are even more dangerous to cyclists and motorcyclists, with Roger Hamer, 83, killed in March 2016 when thrown off a push bike. His inquest heard government guidelines that relaxed rules on pothole repairs could lead to more cyclist deaths. Some country roads have so many potholes they may have to be permanently closed, it was claimed yesterday. And insurer Liverpool Victoria revealed they have caused 48% of car damage claims in the last year. But how is a pothole created – and how can we tackle the crisis? What causes potholes? The quick answer is weather, but they become more of an issue if roads are badly maintained. Potholes form when water penetrates cracks in the road, either eroding or freezing then expanding - leading to bigger cracks developing. Road expert and chairman of the Asphalt Industry Alliance Rick Green says: “The risk from heavy rain and flooding is particularly … [Read more...] about All you need to know about potholes