Motoring by Press Association 17/09/2018, 1:46 pm FacebookTwitterWhatsAppEmail Send us a story Sign up to our Daily newsletter Every driver wants to save money on their car insurance, and there are plenty of tactics to do so – from keeping your car in a garage to improving its security or even just reducing your mileage. But there are other commonly-used tactics to reduce premiums that may invalidate your cover – and many drivers may not even be aware they’re doing it. The penalties if you’re found in contravention of regulations can be harsh – ranging from having your policy cancelled to facing a hefty fine. The result is even worse if you’re caught in a crash, as you’d be technically uninsured and responsible for shouldering a huge financial burden. Here are some of the ways you could be driving around technically uninsured without realising… Fronting Fronting is often used by teenagers in their early driving … [Read more...] about How giving friends a lift could be invalidating your car insurance
Uninsured car insured driver
BRITS could be paying far more than they need to for car insurance policies because they're on cruise control when it comes to renewing their deal. Motorists almost always end up paying more if they roll over their policy automatically, yet millions of drivers still don't bother shopping around. New research has revealed more than a third of drivers let their annual car insurance policy auto-renew instead of looking for a better deal. And two in five customers who auto-renewed believe they were getting the best possible deal, according to the moneyexpert.com research. But data from the same survey, as well as from the Association of British Insurers (ABI), Financial Conduct Authority (FCA) and Citizens Advice, found motorist who auto-renewed were 50 per cent more likely to be paying more than £800 for their car insurance than if they found a new policy by other means. In 2018, 29 per cent of drivers let their car insurance auto-renew, compared to 30 per cent who negotiated a new … [Read more...] about How letting your car insurance policy renew automatically will always cost you more
CAR insurance is a legal requirement so you are protected, as well as other road users, when an accident happens. Celebrity Katie Price has recently found herself in hot water after she was spotted driving while banned. What is the penalty for driving without car insurance? The 'continuous insurance enforcement' rule and the Road Traffic Act of 1988 say all cars have to be insured with at least third party cover if they're used on roads and in public places.You must have at least third party car insurance if you want to drive a vehicle on the roads in the UK. The driver, not the car, has to be insured. Since 2011 it’s been against the law to keep a vehicle without insurance unless it has been declared off road via a DVLA SORN. It is also an offence to cause or permit someone without insurance to drive a vehicle without insurance. So if you allow a friend or relative to drive your vehicle and they do not have insurance, you will commit the offence of permitting them to drive … [Read more...] about What is the penalty for driving without car insurance? How many points do you get on your licence and what is the fine?
These are the car insurance myths police say you need to know ahead of a crackdown on uninsured drivers. Avon and Somerset police released the list of common insurance myths as they begin targeting roads in the Somerset area with Automatic Number Plate Recognition (ANPR) cameras. Organising car insurance can get complicated, but it's a legal requirement and drivers can face a fine of up to £660 and up to eight points if they are not compliant with the law, reports Somerset Live . These are the common myths that you need to be aware of... Myth: I have fully comprehensive insurance cover so I can drive any car. Fact : Not all policies include cover for the use of other vehicles. Always check your policy wording and never just assume you’re covered. You need to apply or pay for specific DOV (Driving Other Vehicles) cover, which is only available to the policy holder. Consequences: If an officer contacts the MIB and confirms you don’t have the correct cover, police can … [Read more...] about Car insurance myths police say you need to know ahead of major clampdown
AN uninsured car which was borrowed by the driver from a friend has been seized by police in Bradford. A blue Vauxhall vehicle was stopped by police in Rooley Lane last night. West Yorkshire Police's Roads Policing Unit tweeted: "Rooley Lane, Bradford. Vehicle seized no insurance borrowed from a friend. If you drive someone else’s car make sure you're insured." … [Read more...] about Uninsured car borrowed from a friend seized