The Government has promised the European Health Insurance Card (EHIC) won’t be a casualty of Brexit. But how does the card work – and what pitfalls await the unwary and unprepared? What is an EHIC? The European Health Insurance Card replaced the old E111 certificate in 2005. This free card gives you the right to access state-provided healthcare during a temporary stay in any of the other 27 EU countries, as well as Switzerland and the European Economic Area (EEA) nations of Norway, Iceland and plucky Liechtenstein. The benefits include GP visits and in-patient hospital stays. Most countries have a health system that is similar to the NHS, except that you may be expected to pay a small proportion of the cost of treatment – for example, to see a GP. You may also have to pay upfront for care, and then claim back when you return home. The NHS provides good online information on the policies and charges in each of the partner countries. Do I still need travel … [Read more...] about European Health Insurance Card: Everything you need to know about EHIC
Travel insurance with pre existing medical conditions
PUBLISHED: 14:30 22 January 2018 | UPDATED: 14:30 22 January 2018 Duncan Brodie Adam Jones of Birketts. Archant Regional law firm Birketts has advised the parent company of specialist travel insurance provider AllClear on its sale to private equity firm Synova Capital. AllClear Holdings, trading as AllClear Travel Insurance, is based in Romford and is the leading provider in the UK of specialist travel insurance cover for individuals with pre-existing medical conditions, It also operates in the Republic of Ireland and Australia. Birketts, which has offices in Ipswich, Chelmsford, Norwich and Cambridge, advised the shareholders, led by joint founders Mike Rutherford (chairman) and Chris Wacey (chief executive) on all legal matters The Birketts team was led by Adam Jones (corporate partner), with assistance from Alex Forwood (corporate solicitor), Beth Baird (employment senior associate), Daniel Browne (property solicitor) and John Kahn (tax senior associate). The value of the … [Read more...] about Private equity firm Synova buys AllClear Travel Insurance owner
Holidaymakers planning their 2018 getaways are being reminded to take out the appropriate insurance - or risk huge bills if they become ill or injured while abroad. Travelling abroad uninsured can cost thousands of pounds if a trip goes wrong, the Foreign and Commonwealth Office (FCO) said. According to new research among 2,000 over-55s from across the UK from the FCO, getting to the airport (18%), going through airport security (20%) and waiting for luggage (11%) are the biggest concerns for travellers going on holiday abroad - while only 2% are concerned about remembering to take out appropriate travel insurance. Almost three-quarters (72%) of people aged over-55 plan to travel abroad in 2018 and half of these (50%) have a pre-existing medical condition. The FCO is advising holidaymakers to research the appropriate travel insurance options, understand the potential cost of not being adequately covered and to give a detailed and accurate medical history to insurers. The FCO said … [Read more...] about The £15,000 bill for falling over in France or Spain – the shocking cost of holiday mishaps even WITH an EHIC card
HOLIDAYMAKERS are being urged to check that their European Health Insurance Card is still valid as 5.3 million are due to expire this year.The EHIC entitles Brits to free or discounted medical care when on holiday in all 28 EU countries, as well as Iceland, Liechtenstein, Norway and Switzerland.The cards, which are not a replacement for travel insurance, need to be renewed every five years.You can apply for a new card six months before your existing one runs out.Renewal applications can be made online via the EHIC website (ehic.org.uk).It’s free to apply for but some unofficial websites charge a fee for processing your application.Be careful when looking up the EHIC on Google as many of these websites pay the search engine to appear at the top, meaning some people end up paying for the free service.Some travel insurers will waive excess fees on your policy if you have an EHIC.You should check with your travel provider before you go away to see if this applies to you.Experts also … [Read more...] about What is an EHIC? How do you renew the European Health Insurance Card and do you need travel insurance?
GRACING the front page of The Sun yesterday was yet another health tourist paid for by YOU.Nigerian national Priscilla had come to the UK to give birth to her quads after being warned by a doctor in her own country that she should not have them there.She was refused entry to America after landing near Chicago where she planned to have the babies, so boarded another plane to London where she gave birth at St Mary’s Hospital, Paddington.There she racked up a staggering £331,000 bill for the birth and care of her babies, which she has no way of paying. But Priscilla’s case is not a one-off.Figures show health tourists — those who come to the UK with pre-existing medical conditions just to use the NHS — have cost taxpayers nearly £6BILLION in the past eight years.The number of babies born to mothers not eligible for free NHS treatment has doubled in two years, to more than 2,100.And these costs are barely being recouped.A report by the National … [Read more...] about With taxpayers £6billion out of pocket it’s time to send the health tourists packing and scrap £200 visa, says top medic J. Meirion Thomas