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Tens of thousands of young people are unaware they could have a small fortune tucked away in a savings account, after the government gifted them vouchers when they were born. Child trust funds (CTFs) were introduced in 2002 - and children born between September 1, 2002 and January 2, 2011, qualified for them. The scheme gave parents and guardians vouchers to invest in their child's future - money they could move at 16 and access at 18. However, 1.8million vouchers were not claimed - and so the tax-man invested it on their behalf. Now, as many of these children turn 18, it's emerged that 200,000 accounts - amounting to £400million - remain unclaimed. On average, these contain £2,000 each, according to figures seen by the Daily Mail . What is a child trust fund? Under the scheme, parents and guardians with kids born between 2002 and 2011 received a voucher to deposit into a CTF account on behalf of their child. Vouchers were worth between £50 and £1,000 depending on … [Read more...] about Thousands of teenagers unaware they have £2,000 in a forgotten savings account

Kier Group, the listed construction company, is putting the finishing touches to a comprehensive plan to fix its balance sheet with a major share sale and the disposal of one of its biggest divisions. Sky News has learnt that Kier is in detailed talks about an equity-raising that could generate close to its existing market capitalisation of £150m. Sources said the discussions were not yet finalised, but that a deal was expected to be announced alongside the group's financial results, which are expected to be published in April. Kier is also finalising the sale of its housebuilding arm, Kier Living, to a consortium led by Terra Firma Capital Partners, the private equity firm set up by prominent financier Guy Hands. Terra Firma is understood to be planning to co-invest in the deal alongside funds managed by Goldman Sachs and Partners Group, a Swiss-based investment firm. Advertisement The consortium is said to have a period of exclusivity within which to … [Read more...] about Construction group Kier closes in on equity-raise and housebuilding sale

SITTING cross-legged on her brother’s bed, Billie Eilish looks like any other angst-ridden teenager as she angrily scrawls in a notebook. But these are not words of frustration at unrequited love or a row with friends. They are the lyrics to the new James Bond theme song . This is how Billie , 19, and older brother Finneas, 23, write all their music together, crouched over notebooks and microphones in the small Californian family home they grew up in. Footage of the surprisingly wholesome process is shown in new documentary film Billie Eilish: The World’s A Little Blurry, out today on Apple TV+. It starts with footage of Billie as a 16-year-old before the release of her 2019 multi-Grammy-winning first album, When We All Fall Asleep, Where Do We Go?, co-written with Finneas. And it follows her path as she quickly becomes one of the world’s biggest and most critically acclaimed pop stars. But it has not been an easy path to success for Billie. Speaking aged … [Read more...] about Billie Eilish opens up about her mental health battles and meteoric rise to superstardom in new documentary

APPLE'S iPhone 11 is still one of the world's top smartphones and a new deal could make it all yours for a decent price. Certified refurbished versions of the iPhone 11 are being sold on eBay for just £459.95. The handsets have been used before but are said to have been professionally restored. This means they should be in a 'like new' condition. A company called Loop Mobile is behind the deal. Its seller notes state: “Sourced exclusively from Apple direct, these are fully tested and graded by our on-site Apple certified technicians. Refurbished iPhone 11 (64GB storage) on eBay for £459.95 – buy here "We run 80 functional tests on each product to ensure the best quality for your device, genuine devices 100% authentic.” If you select to buy the iPhone 11 handset with 64GB of storage then it costs £459.95. Buying the handset brand new would cost you £599. That means the eBay deal will save you £139.05. The handsets are being sold in black, … [Read more...] about iPhone 11 gets HUGE price cut to under £460 in rare Apple deal

IF you've ever panicked that an app might be listening through your iPhone's microphone, Apple has got you covered. The latest iPhone update adds a new "warning dot" that alerts you whenever your microphone or camera is activated. That means if any app is surreptitiously recording you, you'll know about it. It's all part of the new iPhone update – find out how to download iOS 14 right now. In iOS 14, an orange dot will appear in the upper right corner of the screen when the microphone – or camera – is activated. By swiping into your Control Centre, you'll be able to see details about which app is using the microphone. If you suspect something is up, you should check the app's permissions in Settings. You can deny specific apps access to your microphone or camera, for instance. And if you're really worried, you could just delete the app altogether. "Privacy is a fundamental human right and at the core of everything we do," Apple explained. "That’s why … [Read more...] about Look out for this orange dot on your iPhone – someone is listening in