Should I cut my own hair at home? There are many ways to cut yours or your loved ones' hair - and you don't have to be too handy with the clippers to achieve them either. … [Read more...] about When can hairdressers open again in the UK?
Self employment types
Never assume someone who calls or emails you is who they say they are - even if they’re able to provide some basic details about you. Always be suspicious of unsolicited requests for your personal or financial information. Check for spelling mistakes and grammatical errors if you think an email isn't genuine. Always take a good look at the email address of the sender. Keep an eye out for suspicious-sounding domain names and spelling errors in their email address. If you're not sure if a link included in an email is genuine - do not click on it. When making a purchase, be suspicious of any requests to pay by bank transfer or virtual currency instead of safer methods, such as credit card or payment services such as PayPal. Personal information obtained from data breaches is making it increasingly easier for fraudsters to create highly targeted phishing messages and calls - watch out for these. Listen to your instincts: If something feels wrong then it is usually right to question … [Read more...] about How to avoid TV Licensing coronavirus scam as Action Fraud warns of spike in fake emails
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It replaces part of your income - if you can’t work because you become ill or disabled. It pays out until you can start working again - or until you retire, die or the end of the policy term - whichever is sooner. There’s often a waiting period before the payments start - you generally set payments to start after your sick pay ends, or after any other insurance stops covering you. The longer you wait, the lower the monthly premiums. It covers most illnesses that leave you unable to work - either in the short or long term (depending on the type of policy and its definition of incapacity). You can claim as many times as you need to - while the policy lasts. … [Read more...] about What is income protection insurance and can I use it to protect my finances against coronavirus?