John Hearne looks at how families could save more than €1,000 a year by switching health insurance.IF YOU have been on the same health insurance plan for the past three years, you could save an average of €500 per year if you switch.So says health insurance guru Dermot Goode, founder of TotalHealthCover.ie. He says that while individuals may be paying between €400 and €500 over the odds for cover, families could be looking at overpayments in excess of €1,000.He adds: “Too many people auto-renew their cover, which means they have no chance of securing better deals at a lower cost. The fact is, this behaviour could be costing them hundreds if not thousands on their cover.”“Of those who do shop around, many leave it too late and only seek advice after their renewal date has passed and are then shocked to find they’re locked into the same ‘dated’ contract for another twelve months. For policyholders on the same plan for … [Read more...] about Simple ways to save on health insurance
S corporation health insurance
Details of the controversial GovGuam health insurance bill remains shakey with the negotiation process between health insurance negotiators and providers pending. However, discussions regarding Speaker Tina Muna Barnes’ Bill 30-35, on session floor only raised more questions. Guam – The Guam Regional Medical City continues to combat claims of a staggering increase to health insurance premiums for taxpayers, a claim made by Take Care one of GovGuam’s current health insurance providers. “It’s preposterous for Take Care to claim there’s gonna be these huge rate increases because if common sense tells you there’s 84% of the market that currently has GRMC on their network already priced for it, the only ones that are looking at getting an increase are those that have Take Care,” said Vice President of GRMC’s Corporate Affairs Eric Plinske. Plinske provided a breakdown of the costs to health insurance premiums for GovGuam, since the … [Read more...] about GovGuam health insurance bill is heard on session floor
Answer: Irish Life Health would be a good option, as it is the only provider which offers the Back Up Programme - a programme designed to help people with back pain. You are assigned a case manager, who clinically assesses your problem and develops a treatment plan. This may simply be an exercise programme, or it could involve physiotherapy. Members can receive up to eight physiotherapy sessions for a once-off fee of €50, if medically necessary. This can be used twice per policy year as long as there is a four-month gap in between each use. Some good options from Irish Life Health would be any of its 4D Health plans which range from 1 to 5 (that is 4D Health 1 to 4D Health 5). If it is within your budget, Irish Life Health's Best Ultimate 2 has excellent physio cover also. Laya Healthcare has a physio-line which gives access to a physiotherapist for expert advice. Simply Connect, 360 Care Select and 360 Care are all good options from Laya. PMI 07 10 and PMI 02 10 are two VHI … [Read more...] about What’s best health plan for physio cover?
Just what kind of health insurance do federal judges and Supreme Court justices have? That question seems fair to ask in light of U.S. District Judge Reed O'Connor's ruling on Friday striking down the Affordable Care Act -- the 2010 law passed under President Barack Obama that expanded health insurance to millions of Americans -- as unconstitutional. O'Connor's decision looks certain to be appealed by a group of Democratic state attorneys general, first to the U.S. Court of Appeals for the Fifth Circuit and then likely to the Supreme Court.While the ACA's ultimate fate may depend on those courts, here's what to know about the health coverage federal judges and Supreme Court justices can typically expect.Hundreds of plan to choose fromLike the vast majority of federal employees of all ranks, the government's judges have the option of enrolling in plans offered by the Federal Employee Health Benefits system. It includes hundreds of plan choices throughout the U.S. -- far more than … [Read more...] about How does federal judges’ health insurance stack up?
New research has found that two in three people with health insurance are potentially on the wrong plan.The findings from TotalHealthCover.ie say that, as a result, people are either paying too much for health insurance or do not have sufficient cover.The data of more than 1,000 health insurance policy-holders also shows that public hospitals continue to charge patients with health insurance at a higher "private rate".Policy-holder concerns around travel cover claims were also highlighted.Dermot Goode, Managing Director of Totalhealthcover.ie, said: “Buyer behaviour within the health insurance market continues to change with increasing numbers open to reviewing their cover and switching for better value. However, our analysis shows that still too many people do not review their health cover annually and as a result, are either paying too much for health insurance or do not have sufficient cover, or often both."Mr Goode said that many older members, in particular, are still … [Read more...] about Two thirds insured on ‘wrong’ health insurance plan, says study