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By Simon Jack Published 2 hours ago comments Comments Share close Share page Copy link About sharing Most Lloyds Bank customers have less than £500 of savings in their accounts, its chief executive said. Charlie Nunn said Lloyds had seen customers seeking debt advice jump up by a third in just the first six months of this year. Credit card spending on travel was up 300% on last year, but the majority of Lloyd's customers were worried about the cost of living, he said. It was possible for the UK to avoid the recession many are predicting, he said. It comes as UK households struggle with the soaring cost of food, energy bills and fuel as inflation rises at the fastest rate in 40 years. The head of the UK's biggest high street bank told the BBC: "80% of individuals and UK customers and families have less than £500 pounds worth of savings in their current … [Read more...] about Most only have £500 of savings says Lloyds boss

S ometime around 2010, about two-thirds of the way through his 13 years at the helm of the National Institute of Mental Health (NIMH)—the world’s largest mental-health research institution—Tom Insel started speaking with unusual frankness about how both psychiatry and his own institute were failing to help the mentally ill. Insel, runner-trim, quietly alert, and constitutionally diplomatic, did not rant about this. It’s not in him. You won’t hear him trash-talk colleagues or critics. Listen to the audio version of this article: Feature stories, read aloud: download the Audm app for your iPhone. Yet within the bounds of his unbroken civility, Insel began voicing something between a regret and an indictment. In writings and public talks, he lamented the pharmaceutical industry’s failure to develop effective new drugs for depression, bipolar disorder, or schizophrenia; academic psychiatry’s overly cozy relationship with Big Pharma; and the paucity of treatments produced by the … [Read more...] about The Smartphone Psychiatrist

M y reaction to O. J. Simpson’s arrest for the murder of his ex-wife Nicole Simpson and her friend Ron Goldman was atypical. It was 1994 . I was a young black man attending a historically black university in the majority-black city of Washington, D.C., with zero sympathy for Simpson, zero understanding of the sympathy he elicited from my people, and zero appreciation for the defense team’s claim that Simpson had been targeted because he was black. O. J. Simpson wasn’t black. He came of age in the 1960s—the era of Muhammad Ali’s opposition to the Vietnam War and John Carlos and Tommie Smith’s black-power salute at the 1968 Olympics. But the O. J. Simpson I knew, and the one poignantly depicted this year in Ezra Edelman’s epic documentary, O.J.: Made in America , recognized only one struggle—the struggle to advance O. J. Simpson. When the activist Harry Edwards attempted to enlist Simpson in the Olympic boycott, Simpson rebuffed him and later claimed that organizers like … [Read more...] about What O. J. Simpson Means to Me

EVER wondered what your risk of a deadly heart problem is? Well now you can face the truth with an online quiz that gives your heart health a score out of 100. Seeing your heart health scored on paper could be the kick you need to make lifestyle changes. Many heart and vessel conditions - such as heart disease and stroke - can be prevented with healthy habits . That includes stopping smoking, eating a healthy diet and exercising. There are eight factors the American Heart Association (AHA) considers crucial for improving and maintaining cardiovascular health, called “Life’s Essential 8”. Read more on heart health GREEN FINGERS Urgent warning to gardeners as soil ‘increases risk of killer heart disease’ PUT A SOCK IN IT How your SOCKS can help you spot symptom of silent killer Since 2010, there were only seven components. However, last week it was revealed sleep would be added as the eighth key … [Read more...] about Take online quiz to work out YOUR risk of deadly heart problem