In a nutshell, you have to tell the insurer about anything that might affect the premium. So if you want to go on holiday but have a serious illness, you’re a higher risk so they’ll charge you more. If you neglect to mention it, you’ve ‘misrepresented’ the situation and the insurer can ‘void’ your contract – cancelling it without payment. … [Read more...] about Insurance small print you HAVE to check for before signing anything
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Cops released a picture of the man after Bell's car was found in the church parking lot, along with some of her valuables. … [Read more...] about Who is Madison Bell? What to know about the Ohio teen who ‘chose to disappear to start a new life’
'Take ahold of your emergency brake and just gradually pull that a little bit and see if it slows you down at all,' 911 operator Becky tells the frantic driver. 'Emma, does it slow you down at all?' … [Read more...] about Dramatic footage shows cops in Ohio helping a driver, 20, to stop her runaway SUV after she called 911 for help
The S&P’s run showed no immediate signs of running out of steam yesterday as investors pushed into stocks ahead of crunch trade talks between the US and China. Yesterday it matched the previous record bull market posted during the 1990s in the run-up to the dot-com bubble. … [Read more...] about Market report: US S&P 500 hits new high as it charges at bull run record
It replaces part of your income - if you can’t work because you become ill or disabled. It pays out until you can start working again - or until you retire, die or the end of the policy term - whichever is sooner. There’s often a waiting period before the payments start - you generally set payments to start after your sick pay ends, or after any other insurance stops covering you. The longer you wait, the lower the monthly premiums. It covers most illnesses that leave you unable to work - either in the short or long term (depending on the type of policy and its definition of incapacity). You can claim as many times as you need to - while the policy lasts. … [Read more...] about What is income protection insurance and can I use it to protect my finances against coronavirus?