The money expert Martin Lewis has paid for 340,000 textbooks on personal finance to be sent out to all of the UK's state schools.The book, called Your Money Matters, is designed to help 15-16 year-olds manage their finances.It has the support of the Department for Education.Financial education has been on the national curriculum since 2014, but Mr Lewis said schools had struggled with resources and teacher-training.The book will help teenagers learn the answers to a series of questions about money.How do you score on the quiz?1. Explain the advantage of compound interest compared to simple interest.2. Which is better for a saver - an account which calculates interest daily, monthly or yearly?3. Do you know what your personal savings allowance is? 4. Explain the difference between APR and AER.5. What does the term PAYE stand for?6. Explain the difference between a standing order and a direct debit.7. What is the difference in law between returning a faulty good … [Read more...] about How do you score on this money quiz for teenagers?
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Meeting someone later in life can bring huge joy, but a new relationship can also be fraught with difficulty, particularly when it comes to money. If you’re new on the dating scene after years of marriage, the modern rules of money will have changed. And they are ones all women would be wise to embrace. According to a recent survey by Netwealth, while 31 per cent of women aged 16 to 34 now keep their finances separate from their partner, most women aged over 55 shared their wealth — even though one in three regretted not maintaining financial independence. What still hasn’t changed is people’s reticence to discuss money with a new partner — and that could come at enormous cost. There are far too many examples of women, later in life, being duped by men who profess to be in love with them but who are only after their cash. Financial journalist Heather McGregor recommends asking a man how much he earns on a first date, to check whether you are both … [Read more...] about Why every midlife woman must watch their money when they fall in love: Ask his salary on the first date, never lend him any cash and don’t risk the kids’ inheritance
For many people, this weekend could be their first experience of protest, whether on the anti-Brexit march today or as part of Extinction Rebellion’s rolling campaign. But what about those willing to go further and be arrested? Extinction Rebellion launched a wave of civil disobedience on 7 October to highlight the escalating climate emergency, and by yesterday, more than 1,700 people – including the Guardian columnist George Monbiot – had been arrested, with some now facing an anxious wait to find out what comes next. Guardian Money has spent the week looking at the possible financial implications of being arrested in this type of protest, and talked to lawyers, experts and those who have put themselves on the line for environmental causes. We found that, depending on the outcome of arrests, those involved could face issues with their personal finances, including mortgages, insurance and future employment. One of the big unknowns, say those behind the protests, is … [Read more...] about Extinction Rebellion: what price could you pay for taking a stand?
I have had ongoing issues with Green Star Energy. When my bank detected fraudulent activity on my account, Green Star was one of the payees. My compromised bank account was refunded and closed, and my credit file updated. Green Star confirmed that a fraudulent email address had been used to set up an account in my name and promised to investigate, but in the year since then I have heard nothing except for letters threatening to send debt collectors. I am 24 and have always lived with my parents who have been with Scottish Gas for 10 years. Green Star has, on numerous occasions, told me it can’t give me any information about the account as I can’t confirm the email address – which it has already told me is fraudulent. I am deeply upset about this as I’m scared my credit score will be affected. The debt collectors’ letters keep coming and I keep trying to get in contact with the company but it is unwilling to help me.RM, Glasgow “Take control of your … [Read more...] about Green Star Energy won’t switch off fraudulent account
A Florida man who shot and killed his pregnant ex-girlfriend, and then went on the run for a month before fatally wounding a police officer as she tried to arrest him was found guilty of the murders of his ex-girlfriend and her unborn baby on Wednesday. Markeith Lloyd, 44, was convicted on Wednesday of murdering his ex, Sade Dixon, in December 2016. He told a jury that he shot her in 'self-defense' after she allegedly reached for a gun during an argument over whether or not she should keep their baby. Markeith Lloyd, 44, was convicted on Wednesday of murdering his ex, Sade Dixon, in December 2016. Lloyd shot and killed his pregnant ex Sade Dixon (left) then, weeks later, killed Debra Clayton when she tried to arrest him He claimed he was trying to persuade her not to have an abortion when he shot her. Lloyd then went on the run and in January 2017, shot and killed police officer Debra Clayton outside a Walmart. RELATED ARTICLES Previous 1 Next … [Read more...] about Florida man who shot dead his pregnant ex-girlfriend and then killed a police officer as she tried to arrest him outside a Walmart weeks later is found GUILTY at first of two murder trials