BANKS are slashing their 0 per cent introductory periods on credit cards by up to a third, new research has found. Nine months ago, there were 10 banks offering 0 per cent interest for periods lasting more than 40 months, but now the longest offer is for 33 months. Two of the leading 0 per cent offers are no longer even available for new customers, according to a MoneyComms investigation. Andrew Hagger of Moneycomms said: "As we approach the new year, the traditional time for people to re jig their card debt, the longest interest free terms are down by between 25 per cent and 33 per cent. "If the trend continues borrowers may find that even securing a 30-month term come January may not be possible." Data from UK Finance shows that only 55.1 per cent of outstanding credit card balances are being charged interest. SPONSORED: Save £100s off your energy bill every yearSWITCHING energy firms can save you hundreds of pounds every year.Switchcraft finds the best deal for you - and … [Read more...] about Credit card providers slash 0% promotions on balance transfer cards by up to a third
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Jefferson Graham USA TODAY Published 1:32 p.m. UTC Aug 4, 2018 MANHATTAN BEACH, Calif. — The idea of paying for stuff with our smartphones has been touted for years as a holy grail. You can forget your wallet at home, but these days, no one in their right mind would be caught dead without their smartphone by their side. So if we could pay for stuff just by waving our phones and walk away much faster than before, why not? It's not that credit cards are hard to use, just that mobile pay is easier. So when Apple introduced Apple Pay in 2014, and Google countered with Android Pay, expectations were that retailers all over the globe would upgrade their existing equipment to accept smartphone payments. That hasn't really happened in a big way although this week, Apple got some huge guns joining the party. The drugstore chain CVS said Apple Pay will be available at 7,800 of its 9,800 locations later this year, as well as at the 7-Eleven … [Read more...] about Mobile pay had a great week, but still has “long road” ahead
The high number of people who own a smartphone and their improved internet access has led to a growing number of Europeans who use their smartphone to maintain their relationship with their banks, for either shopping or payments. For example, the share of people in Europe who use their phones for banking has increased from 48 to 61 percent in the past year, according to an international survey conducted by ING which observed the behavior and attitudes of almost 15,000 people in 13 countries in Europe, as well as the US and Australia. As for online shopping, people in the UK and US are the most active compared to consumers in Europe and Australia. In general, 77 percent of the UK population makes online purchases at least once a month, compared to the European average of 67 percent. At the other end of the spectrum are Belgians, Romanians and the French, who do the least online shopping. During store shopping, Europeans make 92 percent of payments using cash, credit or debit cards. For … [Read more...] about Romania’s online shopping rates among the lowest in Europe; most prefer to pay on delivery
If you like a bargain then Amazon Prime Day, the online retail giant's annual one-day flash sales event, is perfect for you. There's only a few days to go until this year's Prime Day, which Amazon have announced will take place on July 16-17. It's a week later than expected, to avoid a clash with the World Cup. If you're not yet an Amazon Prime member, we suggest signing up to the 30-day free trial now in order to access the deals on the day. Amazon will offer deals on thousands of products over a 36-hour period, available only to members of its subscription service. In 2017 Amazon Prime Day was a huge success, with sales growing a massive 60 per cent on the previous year. Ahead of the event, check out our guide to preparing yourself for the big day, including tips on how to find the best discounts and some predictions based on last year's best deals. Here is everything you need to know about the Black Friday-style … [Read more...] about Amazon Prime Day 2018: When is it and where can you find the best deals?
THOUSANDS of Ticketmaster customers may have had their personal and card details stolen by hackers. Last month, the website - which controls 80 per cent of ticket sales across the globe - found it had been targeted by the fraudsters. The hackers used "malicious software" on a third-party customer support programme - Inbenta - used by the site. It claims that 5 per cent of its customers across the globe were affected by the hack. UK customers of Ticketmaster, GETMEIN! or Ticketweb who purchased or tried to purchase tickets between February and June 2018 may have been affected. It has contacted affected customers by email to warn them that they will need to reset their passwords when they next log in to the site, as a precautionary measure. What to do if you think you've fallen victim to scammersHERE'S what to do if you think you're details have been stolen. Change your password on Ticketmaster asap Monitor your accounts for any suspicious or unexpected activity If you think you've … [Read more...] about Ticketmaster warns hackers may have stolen THOUSANDS of customer info and card details