YOU'VE finally got your foot on the property ladder and are the proud owner of your first home. But how can you make sure that your dream of becoming a homeowner doesn't turn into a nightmare? Whether you own your own place or are a renter, you should seriously consider getting home insurance to make sure you're not left in the lurch if something goes wrong. But with 16million Brits having no home contents insurance, lots of us are running the risk. Here's what you need to know and how you can get cheap cover: What is home insurance and what does it cover? There are two main types of home insurance - buildings and contents. Simply, buildings insurance covers your physical property - so its actual structure, its fixtures and fittings - while content insurance deals with your belongings. Many insurers offer policies which combine both - and if you're a homeowner, you'll want to think about this type of policy. If you're a renter, your building insurance should be taken care of by your … [Read more...] about Cheap home insurance deals compared – and do you need buildings and contents insurance to cover your home?
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The RSCPA is looking for loving families to adopt these charming dogs currently living in the rescue's Abbey Street centre in Derby. Though some of them are getting on in years a little, there's no denying that these pooches have playful personalities. Have a look at some of the dogs who need a new home and if you're interested pop down to the Abbey Street centre to meet them. To adopt a dog from the RSPCA, you can reserve the animal for two weeks while all the necessary paperwork is completed. The prospective owner will also have to show the centre that their home is suitable for their new animal companion. It costs at least £100 to adopt the pet, which covers it being microchipped, vaccinated, neutered, flea-treated, worm-treated and receiving a full health check from the vet. Joe - Collie/Labrador Retriever Joe came into the centre after his previous owner could no longer keep him. The Collie mix is five years and seven months old and is very good with dogs, having lived with … [Read more...] about These Derby dogs are in desperate need of a new home
We all love a good airport selfie, announcing to friends, family and colleagues that the out of office is on and we are escaping routine for a week or two. Some of us take our bragging to Instagram to show off our new home away from home. While others post on Snapchat as they laze beside a pool. You might think it's just a bit of harmless gloating, but you could, in fact, be invalidating your home insurance, according to Wales Online . The reason is you could be alerting potential burglars to your empty home - and your insurers could use this to not pay you a penny should you be robbed. Insurance companies include a clause of "reasonable care", which is often referring to ensuring windows and doors are locked but can also include being discreet about your holiday plans. Police see a connection between social media posts and burglaries, according to The Financial Ombudsman. Last year a gang of burglars who deliberately targeted the mansion of former England football captain John Terry, … [Read more...] about Posting photos of your holiday online could invalidate your home insurance
Ad Feature PUBLISHED: 10:45 30 April 2018 | UPDATED: 12:03 30 April 2018 What legal points do you need to consider when buying a new home? Susan Ward, from Spire solicitors, advises. Pic: www.gettyimages.co.uk What do you need to consider legally when buying a new home? Susan Ward, from Spire solicitors, discusses. Susan Ward, Spire solicitors. Pic: Rob Ward Photography. Who are the developers? There are many different companies in the UK offering everything from affordable housing to luxury apartments. The choice might seem bewildering and so it is important to carry out some research to see which developer matches your requirements. Look online to see what other people are saying and visit the developer’s other sites to see the overall finish. What guarantees do they offer? The National House Building Council (NHBC) is the standard-setting body and leading warranty and insurance provider for new and newly converted homes in the UK. New home developers who are … [Read more...] about What you need to consider legally when buying a new home?
Member Center:Create Account|Log InManage Account|Log Out Home News Newsletter Podcasts TV Radio Video Weather About LIFESTYLE TV11 TV8 Local 2 GNN i94-FM Isla63-AM Entertainment Money Home/Family Health Food Pets Tech Travel Beauty & Style Auto VideoBytes Press Releases Main Island elderly find new home, community in Macheche center Posted: Apr 07, 2018 1:30 PM Saturday, April 7, 2018 1:30 PM EDTUpdated: Friday, April 6, 2018 11:30 PM EDTBy Carmen [email protected] They're living out their golden years at a new Day Care Center in Macheche. After Catholic Services closed up shop in Barrigada this week, with island mayors picking up the services. Our island's man'amko are playing bingo, crossword puzzles, making a home at the new Adult Day Care Center in Macheche, Dededo. "We just couldn't leave the man'amko behind and the employees who have been working for so many years behind either," said Angel Sablan, executive director of the council. Thanks … [Read more...] about Island elderly find new home, community in Macheche center