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MILLIONS of struggling households could be eligible for extra cash to help with the rising cost of living. Help including supermarket vouchers and special discounts are available to people who are on Universal Credit and other benefits. If you and your family are feeling the pinch, the extra cash and support could make a big difference to your finances. Here we round up what you could get and how to claim. Cost of living payment - £326 Eight million households on means-tested benefits will get a cost of living payment worth up to £650. These are both tax-free and won't affect your benefits, or count towards the benefit cap. READ MORE IN MONEY HELPING HAND I'm a Universal Credit expert - how to get £1,200 in freebies and discounts HELPING HAND Millions on legacy benefits given fresh hope over payout that could be £1,500 The Department for Work and Pensions will make the payment in two lump sums . … [Read more...] about 15 freebies worth up to £8,154 you can get on Universal Credit or benefits in August

THOUSANDS of retirees could be due a payout worth over £4,700 - pension expert Romi Savova explains how to check if you're owed money. You can start dipping into your personal or workplace pension pot from the age of 55 onwards. But you might end paying more tax than you actually need to when you first access your retirement cash. That's because people who withdraw one-off lump sums from their pension are taxed as if it's their monthly income - even if it's considerably more than they usually earn. It means many people are paying far too much to the taxman - PensionBee chief executive Romi Savova said pensioners should urgently check if they're out of pocket. She's part of The Sun's Squeeze Team - a collection of experts here to help you through the worst cost of living crisis seen in decades. Read more in Money BILL HELP Millions of pensioners should urgently claim benefits now to secure £100s SAVER ALERT How … [Read more...] about I’m a pension expert – check if YOU are one of thousands owed a £4,700 payout

The UK has the second largest market for CBD in the world – after the US – with a current value of around £690 million. It’s estimated that the market will be worth a whopping £1 billion by 2025. CBD (short for cannabidiol) comes from the cannabis plant, and is one of over 110 chemical compounds called cannabinoids that are found in the plant. These compounds interact with cannabinoid receptors in the brain and body as part of its endocannabinoid system, which helps balance things like pain, memory, mood and appetite. Can CBD help with anxiety and depression? Many people take CBD in the form of oil tinctures, capsules or gummies , to help alleviate symptoms of anxiety and depression. A study on 103 patients with anxiety found that ingesting CBD capsules helped decrease anxiety symptoms in 79% of subjects, as well as improving sleep. Another study following 90 people with depression revealed that 53% felt better overall after self-medicating with CBD oil, and … [Read more...] about Can you take CBD when you’re on antidepressants? What you need to know

Families across the UK are facing a “devastating” winter of bill hikes - with energy bills set to skyrocket again, interest rates and inflation continuing to rise and warnings of a recession . Leading energy analysts are predicting the Ofgem price cap could hit a massive £3,359 in October - up £1,388 from the April price cap level of £1,971. The price cap is then expected to rise further still in January, with Cornwall Analysts suggesting it could reach £3,616. On top of this, the Bank of England has just raised interest rates from 1.25% to 1.75% - adding hundreds of pounds to homeowners with a variable rate or tracker mortgage, and pushing up the cost of borrowing. It comes as inflation continues to spiral out of control. Inflation is currently at a 40-year high of 9.4% and is expected to keep rising. Are you worried about rising bills this winter? Let us know: [email protected] Cost of Living Our Cost of Living team of experts are here … [Read more...] about Everything you can do NOW to prepare for ‘devastating’ winter bill shock

Financial abuse is more common than you think – but one in six Brits wouldn’t be able to spot it, according to new research. This happens when someone – often a partner – has control of your money in some way, whether they monitor your spending or convince you to take out loans in your name for their benefit. The results can include ruined credit scores for the long-term, as well as a myriad of mental health issues – though the possible outcomes don’t stop here. Research from credit management company Lowell shows 18% of British adults surveyed have experienced financial abuse in a current or past relationship. One in five women and one in seven men have been a victim, highlighting it can affect anyone. They also found people weren’t educated on how to identify it. Natasha, a campaigner and independent consultant against domestic abuse, says: ‘Financial abuse is a crippling pandemic that has been occurring since time began. ‘Speaking out about financial abuse … [Read more...] about One in six Brits don’t know the signs of financial abuse, says research

Sign up for the View from Westminster email for expert analysis straight to your inbox Get our free View from Westminster email “Why don’t you just save some money so that you don’t run out next time?” my friend asks me after I politely decline her invite out to dinner. Once again, I’ve spent my monthly paycheck long before payday and I’m waiting, struggling until it comes around again. My relationship with money has always been tumultuous. When I was little, I’d spend my pocket money as soon as I had it. As a university student, I was constantly making impulsive purchases. When my first student overdraft ran to its limit, I got another one. And another. A form of neurodiversity, ADHD is defined by clinical psychologist Dr Rachel Woodward as “a neurodevelopmental condition that impacts the parts of the brain that control emotions, learning, memory and self-control.” The National Institute of Mental Health reports that men are almost three … [Read more...] about The hidden ADHD tax is landing women like me in thousands of pounds of debt

Pulitzer Prize-winning historian David McCullough died August 8, 2022 at age 89 . In this "Sunday Morning" interview, originally broadcast on July 1, 2001, he discusses his biography of an overlooked Founding Father: In the cool grandeur of the National Archives in Washington, where the Declaration of Independence and the Constitution are enshrined, historian David McCullough is anything but cool about how history has treated one of the major forces behind those two documents: John Adams. "There's no statue to him in Washington," McCullough told correspondent Rita Braver. "There's no face on Mount Rushmore. There's no monument. There's no picture of John Adams on our money. There isn't a postage stamp in circulation with John Adams' picture on it. This is a disgrace!" But now McCullough, one of the most influential historians of our time, has become an Adams advocate, using his skills and his celebrity to introduce Americans to this forgotten patriot, with a massive new … [Read more...] about From the archive: David McCullough on the life of patriot John Adams

MARTIN Lewis has today urged the government to take action to tackle the cost of living crisis as households are warned of £4,000 energy bills. The consumer champion has warned of extortionate hikes to energy bills in October on Radio 4's Today programme . Martin said: "Under the October price cap, prices will rise by 77% -meaning those on typical use will see their bill hit £3,500. "Hikes like this will throw households into desperate situations." Martin said the political fallout following Boris Johnson's resignation isn't helping the situation. He said: "We have a zombie government that can't make any big decisions." READ MORE IN MONEY ACT FAST Martin Lewis urges everyone to do vital check before energy bills rise again EXTRA CASH Full list of people on benefits getting £650 cost of living payment TODAY Households are grappling a crippling cost of living crisis - millions are paying out £2,300 more … [Read more...] about Martin Lewis urges ‘zombie government’ to cut energy bills NOW – all the help you can get

Graeme Souness has slammed Manchester United forward Anthony Martial, claiming he does not have the right mentality to play for the Premier League giants and cannot be relied upon by Erik ten Hag. Martial looked set to start United’s Premier League opener against Brighton on Sunday before pulling up with a muscular injury in training . The Frenchman spent the second-half of last season on loan at Sevilla and that temporary move appeared to pave the way for Martial’s permanent departure from Old Trafford. But Martial impressed Ten Hag in pre-season and the Dutch boss was reportedly planning to start him up top for United against Brighton before the injury setback. Souness is surprised by Ten Hag’s verdict on Martial as the former Liverpool defender does not believe the 26-year-old has the right mindset to flourish for a club like Manchester United. The Sky Sports pundit even compared Martial with ex-United midfielder Paul Pogba and says they are both … [Read more...] about Graeme Souness slams Manchester United star Anthony Martial: ‘You can’t rely on him – he’s dodgy like Paul Pogba’

RETIREES could be owed thousands of pounds from HMRC according to the latest figures. When you first take cash from your pension , you might end up overpaying tax. New tax figures from HMRC show the around 7,000 pension savers overpaid by a £33million in total in the last three months That works out as £3,363 each, on average, but can be higher or lower depending on circumstances. It's because people who access one-off lump sums from their pension are taxed as if that will be their monthly income - meaning they often pay far too much. read more on pensions PENSION POT Thousands of women urged to check pensions NOW as more DWP errors uncovered POT LUCK I lost £27,000 after scammers tricked me into moving pension into fake scheme You can start taking money from a personal or workplace pension from the age of 55 in a number of ways, including as a lump sum. Usually you can take the first 25% of your … [Read more...] about Thousands of savers owed £3,363 each as HMRC overcharges on pension tax – are you affected?