Four years ago, without a word of warning, Wendy’s estranged husband stopped paying his share of the mortgage, leaving the mother of one to pay the full £1,100 a month. Despite this, Wendy*, 46, was still at the mercy of her abusive ex, who prevented the sale of the property and refused to sign the papers when she negotiated a new mortgage rate. “A court order said the house must be sold, but until I sold, I had to pay for everything,” says Wendy, who was divorced in 2017. “But when I needed to apply for a new mortgage rate during the process, he refused to put his signature down until I paid for all fees upfront. Both our names were on the mortgage and we needed both signatures, but it’s maddening that I was solely responsible for meeting all the expenses. What financial right was there for me and my daughter? It’s total nonsense.” He eventually signed and the house was sold in July this year but, says Wendy: “I lost 5kg in a month … [Read more...] about Mortgage prisoners: domestic abuse survivors on how they got trapped
Mortgage insurance premiums 1040
Travel insurance is designed to protect you against the cost of any unforeseen events when you are on holiday, or before if they force you to cancel your break. It’s up to you if you buy a policy. Cover varies hugely between deals, so reading the small print before you buy is vital. The benefit of cover A good travel insurance policy will ensure that any unexpected medical bills are paid and that you can get home in an emergency. Even routine surgery such as an appendectomy costs around £7,500 in Europe, according to insurer esure, increasing to £25,000 in some parts of America. It may also meet the cost of new baggage if your luggage is lost or stolen, and compensate you if your trip is cancelled, your travel delayed or you miss your departure. Medical costs Whether or not you are buying insurance you should take a European Health Insurance Card (Ehic) with you when you travel to the continent. This provides you with access to free medical treatment in EU countries, as … [Read more...] about Factsheet: Travel insurance
A London couple are facing allegations they arranged for their adopted son, 11, to be murdered for a £150,000 insurance pay-out. Arti Dhir, 55, and Kaval Raijada, 30, from Hanwell, west London, deny organising the killing of Gopal Sejani, who was abducted and stabbed in Gujarat, India before dying of his injuries soon after. Indian authorities believe that Dhir and Rajiada arranged the killing of their adopted son so they could cash in a life insurance policy for £150,000. So far, Britain has rejected requests to extradite the couple to face trial in India on human rights grounds. However, the Indian government has now been granted leave to appeal the decision. Arti Dhir, 55 (left), and Kaval Raijada, 30 (right), from Hanwell, west London have been accused or arranging the murder of their adopted son for an insurance payment According to court papers, the couple traveled to Keshod, a town in Gujarat, to adopt an orphan in 2015. Authorities … [Read more...] about London couple ‘arranged for the murder of their adopted 11-year-old India son so they could get a £150,000 life insurance pay-out’
A father accused of driving his two autistic sons off a Los Angeles pier and killing them so he could make a claim on an insurance policy wept in court as his trial for alleged fraud got underway. Ali Elmezayen, 44, faces two counts of murder in the deaths of eight-year-old Abdelkarim and Elhassan, 13, and one count of attempted murder for his partner, Rabab Diab, who survived the incident. Diab was rescued by fishermen as she was unable to swim and she is a prosecution witness in the insurance fraud trial at a federal courthouse in downtown Los Angeles. A father accused of driving his two autistic sons off a Los Angeles pier and killing them so he could make a claim on an insurance policy wept in court as his trial for alleged fraud got underway. Ali Elmezayen, 44, is seen weeping in a court sketch on Friday A father accused of driving his two autistic sons off a Los Angeles pier and killing them so he could claim a life insurance policy wept in court as his trial … [Read more...] about Father, 44, accused of killing his two autistic sons, ages 8 and 13, after driving them off a pier weeps as trial hears how he collected $260,000 in insurance money following their deaths
For many people, this weekend could be their first experience of protest, whether on the anti-Brexit march today or as part of Extinction Rebellion’s rolling campaign. But what about those willing to go further and be arrested? Extinction Rebellion launched a wave of civil disobedience on 7 October to highlight the escalating climate emergency, and by yesterday, more than 1,700 people – including the Guardian columnist George Monbiot – had been arrested, with some now facing an anxious wait to find out what comes next. Guardian Money has spent the week looking at the possible financial implications of being arrested in this type of protest, and talked to lawyers, experts and those who have put themselves on the line for environmental causes. We found that, depending on the outcome of arrests, those involved could face issues with their personal finances, including mortgages, insurance and future employment. One of the big unknowns, say those behind the protests, is … [Read more...] about Extinction Rebellion: what price could you pay for taking a stand?