It replaces part of your income - if you can’t work because you become ill or disabled. It pays out until you can start working again - or until you retire, die or the end of the policy term - whichever is sooner. There’s often a waiting period before the payments start - you generally set payments to start after your sick pay ends, or after any other insurance stops covering you. The longer you wait, the lower the monthly premiums. It covers most illnesses that leave you unable to work - either in the short or long term (depending on the type of policy and its definition of incapacity). You can claim as many times as you need to - while the policy lasts. … [Read more...] about What is income protection insurance and can I use it to protect my finances against coronavirus?
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Income-tax deferrals: Self-assessment income tax payments, that were due in July, can be deferred to the end of January next year. Rent support: Businesses who are struggling to pay their rents are protected from eviction until the end of June. Coronavirus business interruption loan scheme: SMEs can get loans and overdrafts of up to £5million for up to six years and the government will guarantee up to 80 per of these. Grants of up to £10,000: Small firms can get grants of up to £10,000 to help with ongoing business costs. VAT payments: VAT payments can be deferred for three months. Tax bill help: SMEs that cannot afford their tax bills can ask HMRC for a “time to pay” arrangement so any debt collection is suspended. Business rates holiday: A 12-month business rates holiday has been introduced for many businesses. Most read in Money … [Read more...] about Is the self-employed government grant scheme going to get extended like furlough to October?
But adherence to that looked to have been largely absent in a video posted by Hertha Berlin’s Salomon Kalou on Facebook Live hours earlier that depicts the Ivorian shaking hands, high-fiving and fist bumping his teammates. and his teammate Vedad Ibisevic bumping fists while discussing their recent wage cuts in a club changing room. There was also footage which seemed to show Jordan Torunarigha taking a COVID-19 test. … [Read more...] about Coronavirus and sports: F1 to return in July
Debenhams - while it didn't close its website, Debenhams has announced that it plans to reopen its 90 stores from June 15 John Lewis - Similar to Debenhams, John Lewis didn't shut online operations but it plans to reopen branches on a phased basis. The first 13 stores will open on June 15 Next - it's also reopening 25 stores from June 15 Quiz River Island All non-essential shops including stores selling clothes, toys and furniture to reopen by June 15, Boris Johnson reveals … [Read more...] about The shops, food chains and businesses open now including Ikea, McDonald’s and Dunelm
Melissa McCarthy is desk-bound CIA analyst who is sent into the field on dangerous missions. Feeling unequipped and having had her former partner (Jude Law) fall off the grid she goes undercover to infiltrate the world of a deadly arms dealer in order to prevent global pandemonium. Action comedy with Jason Statham and Rose Byrne. … [Read more...] about The 60 best movies on Netflix to watch now