Specific insurance These contracts are designed to insure one specific thing, like your phone or your pet, and can be among the most contentious because some of them are rubbish. Warrantees, in particular, can be incredibly unfair, and some aren't worth the paper they’re written on. But that doesn't mean you don’t have any rights. … [Read more...] about Insurance small print you HAVE to check for before signing anything
It replaces part of your income - if you can’t work because you become ill or disabled. It pays out until you can start working again - or until you retire, die or the end of the policy term - whichever is sooner. There’s often a waiting period before the payments start - you generally set payments to start after your sick pay ends, or after any other insurance stops covering you. The longer you wait, the lower the monthly premiums. It covers most illnesses that leave you unable to work - either in the short or long term (depending on the type of policy and its definition of incapacity). You can claim as many times as you need to - while the policy lasts. … [Read more...] about What is income protection insurance and can I use it to protect my finances against coronavirus?
"Now I don't know what Rishi Sunak, the Chancellor, will say later in terms of self-employed and the furlough scheme for them, but I think there is a general overarching message here that we've had a very generous furlough scheme in place to help people through these extraordinary times and to ensure that businesses' overheads could be covered." … [Read more...] about Bosses set to be told to pay towards furloughed workers’ salaries from August
He added: "The job retention scheme has been very effective in allowing employers to retain as many of their staff as possible, but industry accepts that it cannot continue indefinitely and will understand the plans to reduce the cost to the taxpayer and ask companies to make a greater contribution. … [Read more...] about Coronavirus: Business confidence sinks to 2008 financial crash low, Lloyds survey shows
Left: In response to a commenter claiming the virus was 'created to kill all the blacks', Kaplan police officer wrote 'well it didn't work... how unfortunate'. Police chief Joshua Hardy said on closer investigation, other comments were found by Aucoin that were 'not suitable for a police officer to put up on Facebook' … [Read more...] about Louisiana cop is fired for saying its ‘unfortunate’ more African American people didn’t die of coronavirus