How good is your financial CV? Every adult has one but it’s not a CV you prepare. If it’s wrong it can kill your ability to get a cheap mortgage, 0% credit card, mobile phone contract, monthly car insurance, direct debit energy bill and more. You need to know what yours says. This CV is called your credit report or file. Lenders use it when you apply for anything resembling credit – even renting. There are three credit reference agencies, and each prepares its own report. Check at least one, and preferably all of them, every year. While you’ve a legal right to do this via official routes for £2, there are ways to check each instantly, for free (in the past you had to sign up for free trials, then cancel before the expensive monthly fee started). Experian is the UK’s biggest credit reference agency. Get a copy of its report via my free Credit Club at creditclub.com. Equifax is the other major agency, and you see it’s file if you join … [Read more...] about How to get your credit report into shape: Martin Lewis reveals all
How to break up a married couple
Laura Anderson and Wes Nelson were the second couple in the villa to call it quits on Tuesday following a huge row.Islanders looked on as one of the series’ longest-lasting couples turned their backs on one another.The acrimonious split follows a move by Megan Barton Hanson to kiss Wes in the “Snog, Marry Pie” challenge aired in Tuesday’s episode.The controversial action triggered the beginning of the end as Megan was seen admitting her growing feelings for Wes to Samira Mighty and in the Beach Hut throughout the show.Earlier in the extended show, Megan broke things off with Eyal Booker, admitting her attraction to him was nothing more than sexual.But Wes was left confused about his feelings towards her as, that night, Megan pulled him aside for a private conversation and asked for a kiss.Megan told him: “It’s really obvious that I fancy you and I felt like if I didn’t say something, I’d regret it massively.”She then grabbed his … [Read more...] about Wes and Laura are second couple to break up on Tuesday’s Love Island
Chantelle Day and Vickie Bodden Bush both hold British citizenship. Last Thursday, they applied for the right to marry in the Cayman Islands, a British overseas territory. But the couple were notified on Monday that their application had been rejected on the grounds that the Cayman Islands does not recognise same-sex marriage. Now they are set to launch a legal challenge against the Cayman Islands government. As a British overseas territory, the Cayman Islands has its own legislative assembly but ultimately falls under the jurisdiction of the United Kingdom. The British government’s various laws enshrining equality for gay and transgender people do not extend there, and protections for the LGBT+ community are minimal: there are no anti-discrimination laws in the workplace, the age of consent is higher, and there is no right to change legal gender, marry or adopt. The islands’ government only decriminalised homosexuality in 2000, and even then because the … [Read more...] about How the Cayman Islands’ refusal to recognise same-sex marriages could break up families
Register for our free newsletter THERE have been so many celebrity break-ups in the past couple of weeks it’s hard to keep up. Jennifer Aniston and her husband Justin Theroux have split up after just two years of marriage and rumours abound that Cheryl and Liam Payne are on the rocks. The saddest one of all though is that Claire Foy, who was faultless playing the Queen in The Crown, is to separate from her husband Stephen Campbell Moore. She recently revealed that fellow actor Stephen had to have life-saving surgery on a brain tumour, and that during filming for the second series of The Crown she was constantly worried about him. Then, just a few days ago, they announced their marriage had come to an end, and they had actually decided to split some months ago. It’s such a shame, because they have been through so much together since meeting on the set of the movie Season Of The Witch in 2011. They also have a two-year-old daughter Ivy Rose. It’s all very civilised … [Read more...] about Lorraine Kelly: It’s hard to keep up with the number of celebrity splits. I wonder if couples can learn a right royal lesson in relationships
This article is available to Members of The Local. Read more Membership Exclusives here. In 2010, cross-cultural couples – or those involving a native Swede and a foreigner – made up nine percent of all married couples in Sweden. And according to a survey of expats in Sweden by Internations, more foreigners relocate to Sweden to be with their partner than for any other reason: 25 percent of those who responded said they moved to the country for love. This group faces unique challenges, from where to spend Christmas to which language to use with their children, while the partner who relocates must adjust to an entirely new culture, often leaving behind a job, family and friends. So what about the people who uproot their lives for a relationship which later ends? It's not an uncommon situation; the divorce rate among cross-cultural couples is significantly higher than that of both native couples and those where both partners come from the same foreign country, yet … [Read more...] about What happens when you move across the world for love, then break up?