Paul Davidson USA TODAY Published 4:31 AM EDT Mar 18, 2019 Maurice Wysocki, an information technology worker, was looking to branch out on his own as a contractor last year, allowing him a more flexible schedule and sharply reduced hours some months of the year. But then the Poughquag, New York, resident hopped on the federal health care exchange to see how much he would have to pay for insurance for himself, and his wife and two children. “It was a huge amount,” Wysocki, 49, says, roughly 10 times his current costs as an employee of a financial services company. “I chickened out,” Many Americans who would like to dial back and work part-time have been discouraged from doing so because of sharp premium increases in the individual health insurance market the past few years, experts say. They include single mothers, baby boomers approaching retirement and disabled people. As a result, analysts say, the portion of U.S. employees choosing to work … [Read more...] about Health insurance: Fewer workers go part-time as ACA coverage worsens
How much employers pay for health insurance
Having a health insurance card in America is no guarantee of medical care without the risk of financial ruin. One must take care to choose a doctor or hospital that is part of a pre-approved network. Estimate how much would be paid out of pocket after hospital bills that can reach tens of thousands of dollars. And, for Americans covered by their employers, be careful about any change in jobs and try to avoid risky gaps in health insurance coverage. The complexity of this public-private system, the continuing climb in prices and the fact that 27 million people go without health insurance have led numerous Democratic candidates for a White House bid in 2020 to propose a radical solution: a European-like system. Except they don't say it quite in those words. Vermont Senator Bernie Sanders, who came up with the idea, California Senator Kamala Harris and New York Senator Kirsten Gillibrand are among those calling for "Medicare for all," or offering everyone in the nation the type of public … [Read more...] about In the US, dreams of a ‘Big Bang’ for health insurance
Just what kind of health insurance do federal judges and Supreme Court justices have? That question seems fair to ask in light of U.S. District Judge Reed O'Connor's ruling on Friday striking down the Affordable Care Act -- the 2010 law passed under President Barack Obama that expanded health insurance to millions of Americans -- as unconstitutional. O'Connor's decision looks certain to be appealed by a group of Democratic state attorneys general, first to the U.S. Court of Appeals for the Fifth Circuit and then likely to the Supreme Court.While the ACA's ultimate fate may depend on those courts, here's what to know about the health coverage federal judges and Supreme Court justices can typically expect.Hundreds of plan to choose fromLike the vast majority of federal employees of all ranks, the government's judges have the option of enrolling in plans offered by the Federal Employee Health Benefits system. It includes hundreds of plan choices throughout the U.S. -- far more than … [Read more...] about How does federal judges’ health insurance stack up?
DR Google is fuelling hypochondria, experts have warned. They say searches for serious health conditions have increased by thousands of percentage points over the last three years. UK search volumes for terms such as "how to know chest pains are serious" have risen by 8,781 per cent from 2015 to 2018, analysis of Google data has found. And searches for keywords such as "sciatica", "acne" and "IBS" plus the word "treatment" are now searched more than 100,000 times on average every year since 2015. "Stomach ache" and "aching legs" were also found to top online searches, with an average of 115,800 and 151,075 searches yearly since 2015. "GP near me" was googled 500,000 times between January and August alone this year. Hannah Sims, product manager for Perkbox Medical, which commissioned the research, said: “The NHS has been looking after the health of the nation for 70 years now. “It’s a wonderful system, but it isn’t without its challenges, particularly in primary … [Read more...] about Google ‘fuels hypochondria’ as searches for health conditions reach all time high
AROUND 32million taxpayers will benefit from changes announced to the personal allowance in yesterday’s budget. Basic rate tax payers will get an extra £130, while those paying the higher rate of tax could get up to £860, but how exactly does this affect your take home pay? The increase to the personal allowance, to £12,500 from £11,850 for basic rate tax payers and to £50,000, from £46,350, for higher rate tax payers is being introduced in April 2019. It will cost the Treasury £2.7bn next year and although the majority of people will benefit, it’s higher earners who will be better off. Everyone will be £130 better off when the rate rises to £12,500 because £630 of their earnings won't be taxed. But for those earning £50,000 or more, £3,650 of their salary will now be taxed at 20 per cent, instead of 40 per cent, and this means overall they will be better off by up to £860 depending on their circumstances. The … [Read more...] about How much richer will the budget make you? Chancellor announces income tax thresholds to rise a year earlier than planned