News / UK by Press Association 15/06/2018, 7:20 am Updated: 15/06/2018, 8:26 am FacebookTwitterWhatsAppEmail Send us a story Sign up to our Daily newsletter Universal Credit was touted as the most radical reform to welfare since the Second World War when it was launched. But the new way of operating the benefit system has been controversial and a new National Audit Office report said the rollout has not provided value for money and caused hardship for many people. Here are some of the questions and answers surrounding Universal Credit. – What is Universal Credit? It is a single monthly payment which sees different working-age benefits, such as Jobseeker’s Allowance and housing benefit combined into one system. It was announced by then work and pensions secretary Iain Duncan Smith at the Conservative Party conference in 2010. – How does it work? Universal Credit replaces housing benefit, child tax credit, income support, working tax credit, … [Read more...] about Universal Credit: How does it work?
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REALITY star Kim Kardashian has asked Donald Trump to pardon a great-grandmother jailed for drug offences. Let’s take a look at Alice Marie Johnson and the US President’s powers to pardon. Could Alice Marie Johnson be pardoned? Johnson, 62, was arrested alongside 15 others on drug charges in 1993. The first time offender was jailed for life without parole in 1997 on money laundering and drug conspiracy charges. According to the US Constitution, the US President holds the power to pardon anyone – “except in Cases of Impeachment” – convicted of a federal crime. This means that Trump could in theory grant Johnson’s release. How does pardoning work and has Trump pardoned anyone else? The US President has the power to “grant Reprieves and Pardons for Offences against the United States, except in Cases of Impeachment”, according to Article II, Section 2, Clause 1 of the Constitution. In order to be pardoned, the person convicted of a … [Read more...] about Could Alice Marie Johnson be pardoned by Donald Trump, how does it work and who else has he pardoned?
Applying for a mortgage can feel like a massive slog and so once it’s done the temptation is to never think about it again. But there are many reasons why you might decide to remortgage in the future. Mortgage borrowing is usually the biggest debt any of us have, which means that making sure you are on the best rate possible can save you hundreds of pounds a month. A few percentage points really make a difference to the monthly cost so understanding how to remortgage is essential. Read more Why it might make financial sense to remortgage your home If you are remortgaging then you are applying for a new mortgage on a property you already own. It’s important to know that this is almost never compulsory; when you apply for a mortgage you apply for a product that will continue to run until you have cleared the debt and own your home outright. You might apply for a new mortgage product through your existing lender or go through a broker or adviser to find the best deal on … [Read more...] about what is remortgaging and how does it work?
No one seems interested. But I am. As the Airbus A320 begins its final approach to Heathrow, it’s running about five minutes late, travelling around 185 knots and at 4,000 feet. I wonder who’s on board and what awaits them once they arrive in west London. Unfortunately, that’s one thing Flightradar24 can’t tell me. Everything else the aircraft-tracking website has covered – the registration number of the aircraft, model, time spent in the air, distance to destination (a subscription fee unlocks even more info, including aircraft age, wind speed and temperature). I look at the planes on my computer screen then watch them pass overhead. Another BA flight, this time from Marseilles, appears through the clouds. I’m just one of two million people around the world who use Flightradar24 to follow any of the 16,000 flights that are flying through the air at any given moment. Head to the site now and you’ll see Ireland, the UK, Europe, North … [Read more...] about Flightradar24 has conquered the skies – but how does it work?
Dundee People by David Burroughs March 30, 2018, 6:00 am FacebookTwitterLinkedInWhatsAppEmail Sign up to our Daily newsletter Every week, dozens of people come through the doors of a cafe that doesn’t have prices and only asks for donations, and it’s all made possible by the volunteers who give up their time for it. Main Street Cafe may sounds like your normal coffee shop, but it’s not. Started in 2015 by Coldside Church, the cafe is open two days a week and only has one part-time paid staff member. But the biggest difference between it and a ‘normal’ cafe is that instead of putting a price on the coffee, soup and paninis, people are only asked to pay a donation and if they can’t pay anything at all, there’s no chance of them being turned away. Sarah Baker works three days a week as cafe-coordinator, making the soup and keeping the place running, but said it wouldn’t be possible without the efforts of the more than … [Read more...] about This Dundee cafe doesn’t have prices and instead of staff, it has volunteers. So how does it work?