Throughout Hull are services, groups and premises which are there to look after some of the city’s most vulnerable people. Whether they are care homes looking after the elderly, nurseries helping our small children development or medical and mental health units looking after the sick, a first-rate service is vital to ensure they are safe. One element of that service is the food hygiene for those premises serving food. Thankfully, the vast majority of premises in Hull have been handed the top score of five which means the food practices are safe and clean. But there are a few who let the side down including Dock House which received the lowest score of zero and Newlands, which looks after mental health patients, which was handed a score of just one. Environmental health inspectors from Hull City Council carry out checks of all premises which sell or serve food. A score of five means very good while a zero means urgent improvements. Below are all the scores for the care premises in … [Read more...] about The food hygiene scores for all of Hull’s nurseries and care homes
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bunq founder Ali Niknam is shaking up the banking businessThey don’t do fat banker bonuses, overdrafts or loans. Built like a mirror image of the financial systems that brought on the last economic crisis, bunq is a mobile-only bank that wants to shake the foundations of the system.If you don’t have the money to buy something, they advise you to save rather than offering a high-interest loan. Instead, for a straightforward monthly fee, they will offer you 25 interest-paying joint or solo accounts, bank cards that link to any of them, and the ability to do everything with a swipe of your mobile phone.After all, bunq says, its mission is ‘to wake up the banking system.’bunq was launched in 2015 by Ali Niknam after he ran into a banking system that seems to be there for consumers, but is, in fact, only trying to make it as complicated as possible.Not any longer, says bunq. The system bills itself as the ‘bank of the free’, with three types of membership … [Read more...] about Banking on bunq: the banking app that wants to challenge the status quo
Why, then, is there a never-ending rant about "age-friendly neighbourhoods", "age-appropriate accommodation", "financial incentives to downsize", "options to right size", "under occupancy" etc etc? This entirely new vocabulary only concerns 34pc of the older generation at present, since the vast majority have no interest in this kind of subtle eviction. However, the objective here is to incentivise older people to "right size to appropriately sized units", so those statistics may change. Speaking on RTÉ, John Moran refers to people "lucky" enough to own houses in good areas. If those people inherited a nice house, they paid extortionate inheritance tax. If they didn't inherit, they missed holidays, drove old cars and generally slaved for 40 years to pay massive mortgages because that is what they wanted. Would Mr Moran explain to us all which cohort here he believes was "lucky"? Margaret Docherty Terenure, Dublin 6W Many taxpayers feel that they've already paid enough The … [Read more...] about Letters to the Editor: ‘Working hard to buy your own home doesn’t involve luck’
If you have just arrived in Luxembourg or if you intend to come into the country in the near future, one of your first steps will be the opening of a bank account. But which bank to choose? Is it possible to open a bank account before your arrival in Luxembourg? What is the best way to transfer money abroad? Here are some tips that will help you deal with a range of financial challenges you might face. Banking in Luxembourg is not particularly difficult, even if you have not opened a new account for some time. Most of the banks in the Grand-Duchy have a large expat customer base and around a quarter of them are foreign bank branches. Opening a bank account The process is usually simple as long as you provide the relevant documents. If you want to open a retail bank account, you will need a valid ID such as an international passport or EU/EEA identity card or EU/EEA driver’s licence. You must bring a proof of address with your name such as a certificate of residence … [Read more...] about How to find the right bank for you in Luxembourg?
CENTRAL BANKS weigh a host of factors—such as stability, liquidity and returns—when managing their foreign reserves. Most opt to hold dollars: according to the IMF, the dollar accounts for 62% of global foreign-exchange reserves. The Central Bank of Russia (CBR), though, must also consider geopolitics. On January 9th it revealed that it had dumped $101bn in dollar reserves last spring, shifting instead to euro and yuan holdings. The dollar had accounted for nearly half of its $430bn of reserves at the end of 2017 (see chart). Six months later only 22% of reserves were held in dollars, at least half of which were held outside America. Strikingly, yuan holdings jumped to nearly 15%, a share ten times the average for global central banks, and a reflection of China’s growing importance for Russia’s economy. Get our daily newsletter Upgrade your inbox and get our Daily Dispatch and Editor's Picks. The shift took place against a flurry of sanctions-related news. … [Read more...] about The Central Bank of Russia shifts its reserves away from the dollar