SAVERS can now earn a table topping 1.5 per cent in an easy-access account as Goldman Sachs shakes up the market with its new banking arm called "Marcus". Best known for being an investment bank, the launch of Marcus sees Goldman Sachs take on traditional high street banks and newer app-only digital banks. Named after one of the original founders of Goldman Sachs, Marcus Goldman, the new bank aims to reverse the low interest rate trend we've seen over the past few years. The brand has been available in the US since 2016. At launch, Marcus only offers one product - an online savings account - but this is market leading at 1.5 per cent AER, including a 0.15 per cent bonus fixed for a year. This beats the next top paying account, which is Yorkshire Building Society's Single Access Saver (Issue 13) at 1.41 per cent AER, according to comparison site Savings Champion. Best bank accounts for savingsAS you can now earn interest tax free on savings accounts - not just Isas - some savvy savers … [Read more...] about Goldman Sachs launches new bank called Marcus offering highest paying savings rate on the market
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BRITS could be basking in unstoppable sunshine for another four years, according to scientists. New research suggests 2018's incredible global heatwave will continue baking the Earth right through to 2022. This summer, Brits enjoyed temperatures soaring above 30 degrees Celcius. In fact, countries around the world saw the mercury soar – causing deadly wildfires, and even deaths. The 2018 heatwave was partly down to global warming, but also due to a northerly shifting of the jet stream, cyclical winds that regulate the Earth's temperature. But rather than cooling down, the Earth is likelier to get even hotter over the next few years. That's according to a joint study between France's CNRS, the University of Southampton and the Royal Netherlands Meteorological Institute. Rather than create a brand new simulation of global warming, researchers used existing models from the 20th and 21st centuries. These existing simulations were scanned to check for similarities to current climate … [Read more...] about UK heatwave could last for FOUR YEARS as scientists warn over ‘abnormally high’ temperatures
How to futureproof your kids – the teenage years By Harry de Quetteville How to futureproof your kids INTRODUCTION EARLY EDUCATION CAREER CHOICES MENTAL HEALTH PHYSICAL HEALTH FINANCE When you were younger, university was either free or cheap, and the wisdom of accepting an offer was largely beyond doubt. Today, the equation facing our teenagers is more complicated – and the last thing they want to hear is how it was different in your day. It’s time to swot up on the futureproof approach to leaving home 28 JULY 2018 • 8:51 AM BST Has your child chosen which A-Levels to study? Booked their place at university? Are you, in the back of your mind, thinking about what kind of work would suit them, remembering how you, after a certain undergraduate haze, grabbed a degree and emerged to pursue a career which closely resembles – 20 or 30 years on – the job you are doing today? We parents are marvellous … [Read more...] about How to futureproof your kids – the teenage years
There are around 4.76 million people in the Republic of Ireland. More of them are women than men. In fact, around 53,000 more. On average, it is true, women live longer and, when they enter the labour market, earn less. There is a gender pay gap. It is the difference between the gross hourly earnings of all working men and those of all working women. Across the EU and across all sectors, women earn on average 16 per cent less than men. Put another way: across the EU, women work around two months a year for free. The gap gets worse with age. It is pretty small when men and women are in their twenties, around 6 per cent. It widens to around 20 per cent as the two groups move into their thirties. The chart shows how Ireland compares to our European counterparts. It shows the difference between the average hourly earnings of male and female employees as a percentage of male earnings. This should be down at plus or minus 2 or 3 per cent. Instead, for some countries like Estonia, it is 27 … [Read more...] about Stephen Kinsella: What explains the gender pay gap?
SUN-drenched Brits are set to be hit by SNOW as the "Pest from the West" moves towards the UK - despite the country enjoying tropical temperatures this weekend. Forecasters are predicating that temperatures will tumble by as much as 20C next week with cooler air bringing frost and wintry showers. Sleet and snow storms could hit parts of Scotland, Wales and the north of England. Experts are even predicting that some Scots may have to get their hat and scarves out as temperatures could drop as low as -3C. Met Office meteorologist John West said highs of 25C were reached in London on Thursday, as the mercury continued to climb on Friday. Mr West said: "We are a touch cooler than we were yesterday, but it's still a very, very warm day. We're 13C to 14C above average, so we're not doing too bad." The weekend will remain warm, but the blue skies won't last as thunder storms are forecast to roll in on Saturday. The Met Office's Aidan McGivern said: "For Saturday for the majority it's … [Read more...] about ‘Pest from the West’ to bring SNOW to Baking Britain and send temperatures plummeting by 20 DEGREES