Pay your most expensive credit card sooner - If you have more than one credit card and can’t to pay them off in full each month, prioritise the most expensive card (the one with the highest interest rate) … [Read more...] about Debt-busting balance transfer credit cards offering up to 29 months 0% interest
Free travel credit cards
Hannah Maundrell from Money.co.uk said: "If you’re being charged interest on your store cards, a balance transfer could help you get a lower interest rate, or give you a break from being charged interest full stop for a set period by moving what you owe to a new card. … [Read more...] about How to save £300 off your store card balance by transferring to a 0% credit card
Tracy had issues with her vision as she was short-sighted but to avoid spending money on glasses which her children Millie, then five and Gabriel, then one, may break – she underwent laser eye surgery twice costing £5000. … [Read more...] about Single mum racks up £38k credit card bill with ‘mummy makeover’ including a designer vagina, 3 boob jobs and a butt lift
Iceland: Unlike other stores, you don't collect points with the Iceland Bonus Card. Instead, you load it up with money and Iceland will give you £1 for every £20 you save. Cash isn't protected though. Morrisons: Morrisons' More gives customers five points per £1 spent in store. When customers earn 5,000 points they receive a £5 voucher. Sainsbury's: While Sainsbury's doesn't have a personal scheme, it does own the Nectar card which can also be used in Argos, eBay and other shops. You need 200 Nectar points to save up £1 to spend on your card. You need to spend at least £1 to get one Nectar point. Tesco: Tesco Clubcard has over 17million members in the UK alone. You use it each time you shop and build up points that can be turned into vouchers - 150 points gets you a £1.50 voucher. Here you need to spend £1 in Tesco to get one point. Waitrose: myWaitrose also doesn't allow you to collect points but instead you'll get access to free hot … [Read more...] about Nectar card shake-up gives Sainsbury’s shopper discounts on hundreds of products
Mortgages As the main source of financial instability in 2008, the mortgage market has come under closer scrutiny in recent years than ever before. The Prudential Regulatory Authority, an arm of the Bank of England that overseas the financial sector, has put in place tough rules that force banks to hold huge reserves in case unemployment increases and borrowers can no longer afford their monthly payments. … [Read more...] about Can the Bank get Britain to kick its cheap credit habit?