When making a purchase, be suspicious of any requests to pay by bank transfer or virtual currency instead of safer methods, such as credit card or payment services such as PayPal. Listen to your instincts: If something feels wrong then it is usually right to question it. Don’t pay for goods or services unless you know and trust the individual or business. Personal information obtained from data breaches is making it increasingly easier for fraudsters to create highly targeted phishing messages and calls - watch out for these. You shouldn’t assume the caller is genuine just because they’re able to provide some basic details about you. Always be suspicious of unsolicited requests for your personal or financial information. … [Read more...] about Bank transfer fraud victims will be refunded under new rules IF banks sign up
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For a P87, you'll need your employer's name, your job title and your PAYE reference, something that's found on payslips or a P60. You'll also need your National Insurance number if sending by post. … [Read more...] about How to claim back up to £63 in tax on energy bills if you’ve been working from home
Both were victims of “sim-swap” fraud, a scam that has mushroomed in the last few years and has led to victims losing thousands, often before they even know anything is amiss. Fraudsters take control of a mobile phone account through a mixture of confidence tricks and online stalking, and then use those details to get access to the owner’s bank accounts. … [Read more...] about Sim-swap fraud is on the rise. How can you stop it happening to you?