"If things go wrong (and they can), then a property-backed Isa at least means that there is a tangible asset that can be sold to recover your money,” says Frazer Fearnhead, chief executive and founder of property peer-to-peer lending platform, The House Crowd. “While it’s not a guarantee, it does mean that the secured property would have to suffer a significant fall in value before any of your capital was lost.” Ultimately, having your investment secured against a physical asset gives investors significant downside protection. An Innovative Finance Isa, or IFISA, can be an attractive alternative for investors who want their Isa money to work harder than cash, and who would prefer to avoid the turbulence of the stock market. And the IFISA makes it really easy to invest in the property market. Property is an asset most people understand – it certainly doesn’t feel as elusive as stocks and shares. Houses are something that we draw when we are children, … [Read more...] about How savers can use an Innovative Finance Isa to reap the rewards from the property market
Equity release how long does it take
Elizabeth Weise and Ledyard King USA TODAY Published 8:31 AM EST Feb 7, 2019 The Earth is facing a climate change deadline, with a looming tipping point into a dramatically changed, less hospitable planet – and Democratic lawmakers are beginning what's likely to be a long discussion over how best to deal with it. These first attempts have coalesced under the umbrella phrase "Green New Deal," championed by Rep. Alexandria Ocasio-Cortez, D-N.Y. A "Dear Colleague" letter from her office circulating in Congress this week includes calls for the United States within 10 years to shift to energy systems that are "net-zero" when it comes to greenhouses gases. It also insists the transition be "fair and just to all communities and workers." Ocasio-Cortez first outlined her environmental plan in December and now she and Sen. Edward Markey, D-Mass., who led House efforts on climate change a decade ago, are working … [Read more...] about Green New Deal: What is it, what does it mean for climate change?
PUBLISHED: 15:50 13 December 2018 Peter Sharkey Thousands of people are using lifetime mortages to buy homes in the sun Franck-Boston This week, Peter Sharkey looks at why thousands of people are using lifetime mortgages to buy a home in the sun. Weather-wise, it’s been an extraordinarily mild year. Remember those summer barbeques; swimming in the sea; those long balmy nights when sitting outside enjoying a drink became the nation’s norm? Of course, we’ll probably pay heavily for a year of unprecedented warmth with a prolonged, cheerless period of corresponding cold. Soon, as winter bites, the central heating will be on full (all day), while preparing to go out will take an extra five minutes as we wrap in scarves, hats, gloves and sturdy footwear.Britain’s yo-yo weather, which manages to combine unpredictable summers with often bitter winters has long acted as an incentive for many to bid au revoir and escape to sunnier climes, … [Read more...] about A place in the sun? Turn your dream of a sun-drenched bolthole into a reality
Read more transcripts from Face the Nation here. MARGARET BRENNAN: It's Sunday, November, 25th. I'm Margaret Brennan and this is FACE THE NATION. The new week begins with talks between the U.S. and Mexico to keep asylum seekers south of the border. This, just days after President Trump said he authorized the U.S. military to use lethal force to stop a caravan of migrants. And action critics challenged as unconstitutional. PRESIDENT DONALD TRUMP: You're dealing with a minimum of five hundred serious criminals. So I'm not going to let the military be taken advantage of. MARGARET BRENNAN: And in the final weeks of the Republican-controlled Congress, a House Committee has subpoenaed fired FBI Director James Comey for a second round of closed-door questioning. A summons that Comey says he'll fight. Investigators also set their sights on a new scandal--first daughter Ivanka Trump's use of private e-mail for White House business. House … [Read more...] about Full transcript: “Face the Nation” on November 25, 2018
PUBLISHED: 18:02 13 November 2018 | UPDATED: 18:02 13 November 2018 Megan Aldous Suffolk's most inspirational women Picture: SARAH LUCY BROWN Archant This is a list that Suffolk should be proud of - 100 women who are positive role models for future generations, women who have achieved success in a diverse range of fields from business, the arts, sport and education to the third sector. Goldie Sayers , Team GB Javelin Thrower and one of Suffolk's 100 Inspiring Women speaking at the event Picture: SARAH LUCY BROWNThe list was put together by a panel of judges this summer after we asked readers for their nominations. Here we celebrate the women who have make us proud to be from Suffolk.Jenna Ackerley, Events Under Canvas: A Felixstowe girl originally, 38-year-old Jenna now lives in East Bergholt with her husband and two young children, operating her business, Events Under Canvas, from Capel St Mary. While travelling in her 20s, Jenna began a recruitment … [Read more...] about Meet 100 of Suffolk’s most inspirational women