Early retirement how much to save

Scientists have concluded that the Great Barrier Reef can no longer be saved because it is so damaged. The plight of the reef is partly due to the “extraordinary rapidity” of climate change, according to experts. The reef has been severely damaged by the warming of the oceans, and around 95 per cent of it suffers from bleaching, according to scientists who surveyed it in 2016. Experts have said the ecological function of the reef should be maintained as much as possible in coming years, but that the reef itself will not be saved in its current form. A committee of experts set up by the Australian government said the lesser target of "protecting the ecological function" of the reef is more realistic than salvaging it. The Great Barrier Reef Marine Park Authority explained what this would mean: "The concept of ‘maintaining ecological function’ refers to the balance of ecological processes necessary for the reef ecosystem as a whole to persist, but perhaps in a different … [Read more...] about Great Barrier Reef is damaged beyond repair and can no longer be saved, say scientists

Rishi Sunak says he ‘can’t resolve’ state pensions SUBSCRIBE Invalid email We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. More info New analysis from the Labour Party of figures from the Bank of England has revealed a pension worth £6,930 thirteen years ago will only see a very marginal increase to £6,934 by next March. Based on prices in 2022, that is down by £462 on April this year as soaring inflation - which recently surged to 9.4 percent - eats away at retirement income. Shadow Work and Pensions Secretary Jonathan Ashworth said: "Having promised at the general election to help pensioners with the cost of living, the Conservatives then broke the triple lock. Related articles UK drivers warned of major fines for petrol and diesel cars in France … [Read more...] about ‘Betrayed pensioners’ Retirees to be 8p better off than in 2009 after triple lock decision

With housing constantly in the news these days it’s worth considering New Zealand’s responses to housing issues in the past. Foremost in government approaches to housing those in need was the First Labour Government’s introduction of their radical state housing programme following the 1935 election. In towns all over New Zealand the Government purchased blocks of land for new residential estates with the houses to be rented to those in need. Palmerston North was included. It was reported in the Manawatū Standard on November 27, 1936 that “Sixty acres of land, an educational reserve …. have been acquired for the purpose, and there will be no delay in putting the scheme into effect, stated Mr J. Hodgens, M.P…. The block will be subdivided according to the latest town-planning principles, and will not have the rectangular severity of older streets. Corners will be rounded and breathing spaces provided, possibly with a central square or reserve.” READ MORE: Couple reflect … [Read more...] about Back Issues: Palmerston North’s model suburb of state housing

When Ella Mills, 31, says that her life is ‘on fast-forward’ it’s hard to disagree. Just ten years ago, as a student, she started the blog Deliciously Ella, detailing her recovery from debilitating illness through meditation and plant-based recipes. Today, Deliciously Ella is a multifaceted lifestyle brand with projected revenues for 2022 of £20 million (putting the company’s value at around £60 million) and over two million Instagram followers. In 2012, plant-based eating was a niche concern. ‘But now 50 per cent of the UK population are into it,’ she says. Clearly there is a lot of money to be made from cacao nibs. Ella and her family (husband and Deliciously Ella’s CEO Matthew Mills, 38, and their daughters Skye, three, and May, nearly two) live just off London ’s Kensington Church Street, where houses sell for north of £5 million, but Ella insists their lifestyle is not lavish. She can’t drive and her husband Matthew’s car is a secondhand BMW. Their last holiday was four days … [Read more...] about THE £60 MILLION BRAND THAT TOOK (CACAO) BALLS TO BUILD! Ella Mills opens up about family, fame and facing down her haters

Lewis Hamilton reveals the Queen told him off at the Royal lunch SUBSCRIBE Invalid email We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. More info Back-to-back titles appear to be on the cards for Red Bull and Max Verstappen after he capitalised on Ferrari 's woes to win Sunday's Hungarian Grand Prix. The Dutchman now sits 80 points ahead of Charles Leclerc , who failed to capitalise on a strong start at the Hungaroring and finished sixth. Mercedes , meanwhile, continued to improve after Lewis Hamilton and George Russell both claimed podium places for the second straight weekend. Only two drivers failed to complete what proved to be a tough test in Mogyorod, and Express Sport breaks down post-race ratings for every driver in the field. Related articles … [Read more...] about F1 Hungarian Grand Prix driver ratings: Lewis Hamilton soars as Max Verstappen boosts lead

Sainsbury's announces ban that will affect all of its petrol stations This article contains affiliate links, we may receive a commission on any sales we generate from it. Learn more SUBSCRIBE Invalid email We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. More info Drivers are being warned of leading supermarkets not cutting their petrol and diesel prices quick enough, despite a 9p decrease in prices since July. The RAC has criticised four chain supermarkets - Tesco , Asda , Morrisons and Sainsbury's for not reducing their prices faster. Related articles UK drivers warned of major fines for petrol and diesel cars in France Hydrogen will ‘effectively replace fossil fuels’ as UK leads charge A spokesperson for the motoring … [Read more...] about ‘Unforgivable’: Drivers warned of buying fuel from Tesco, Asda, Morrisons and Sainsbury’s

Ferrari: Mick Schumacher drives in father’s title-winning car SUBSCRIBE Invalid email We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. More info Mick Schumacher has opened up about his relationship with Haas boss Guenther Steiner, having previously admitted there was some "tension" between them. Related articles Schumacher 'F1 retirement' fears raised with Haas future uncertain Michael Schumacher's son Mick angles for Ferrari move Schumacher endured a difficult start to the season, going nine races without scoring a point. After earning his first points with an eighth-placed finish in the British Grand Prix, the 23-year-old spoke about the "tension" with Steiner, saying it was "part of the frustration". He told Channel 4: "Yes there was tension, … [Read more...] about Mick Schumacher honest about dealing with brutal Haas boss after ‘tension’ comment

F1 preview: A lap of the Hungarian Grand Prix SUBSCRIBE Invalid email We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. More info George Russell seemed to accuse Red Bull and Ferrari of breaking Formula One rules moments after securing a podium at the Hungarian Grand Prix. The Mercedes star claimed Red Bull and Ferrari had “pushed the regulations” over their floor designs which may have given them an advantage. Related articles Red Bull snap up F1 legend's son in bid to find the next Verstappen F1 Hungarian Grand Prix: Verstappen wins thrilling contest in Budapest The FIA will crackdown on flexible floors from the Belgian Grand Prix as part of a technical directive aimed at reducing porpoising. Russell called out his rivals after being asked if … [Read more...] about George Russell appears to accuse Red Bull and Ferrari of cheating but Horner denies claims

Garden tips: How to maintain your lawn This article contains affiliate links, we may receive a commission on any sales we generate from it. Learn more SUBSCRIBE Invalid email We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. More info As temperatures continue to rise up across the country, lawns may be looking a little worse for wear. Dry, hot weather can turn lawns from looking green and vibrant to dusty and brown. While gardeners may be tempted to dowse their lawns with water during the hottest times, this may not be the best way to tackle dry spells according to lawn specialists. Related articles How to water your garden plants during a heatwave - ‘key’ tip The ‘best way’ to prune lavender ‘effectively’ - ideal time to prune Garden Buy … [Read more...] about Lawn specialist shares ‘best’ time to ‘always’ water your grass for ‘maximum effect’

Anneli Drummond-Hay, who has died aged 84, was the foremost female rider of her era; invincible in eventing on the great Merely-A-Monarch, she landed the world’s two premier three-day events, Badminton and Burghley, in the early 1960s. She then switched to showjumping, scoring dozens of grand prix wins, a women’s European Championship, the Hickstead Derby and two Rome Derbies. Many riders enjoy a spell of supremacy in one discipline, but being equally adept at two equestrian sports put her in a class of her own. From the outside Anneli Drummond-Hay’s life seemed dripping with glamour. Steeped in Scottish aristocracy, she appeared to glide from debutantes’ balls to the world of international show jumping, in a golden age for the sport when it was a mainstay on primetime television. But her true story was grittier. She weathered an awkward and penniless childhood, going against the grain to become a professional rider when “it was not the done thing for a lady of my … [Read more...] about Anneli Drummond-Hay, horsewoman who reigned supreme in both eventing and show jumping – obituary