Andrew Dilnot, who carried out the government review into the funding for care and support in England, has condemned Britain’s social care system as “the most pernicious means-test in the whole of the British welfare state” and called for a new tax to fund adult social care for everyone who needs it. The chair of the Dilnot commission on funding of care and support said a tax was needed to provide lifelong adult social care that was not means-tested. The average person will need social care worth about £20,000 during their lifetime, with slightly more than a fifth of the population dying before they require any support. But for 10% of the population care costs are high: a couple with arthritis requiring residential care for the last 20 years of their lives will need care costing over £1m. The current system provides care for adults of working age and older people with disabilities, mental health problems, sensory loss or general frailty. Personal and … [Read more...] about Social care reviewer condemns UK system and calls for new tax
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A new credit card aimed at the poor, which has a top interest rate of nearly 70 per cent - the highest ever - has been cautiously welcomed by Consumer Credit Counselling Service (CCCS). The Vanquis Visa card attracted criticism when it was launched nationwide this month, following a trial in Scotland. It has a typical APR of 49.9 per cent but a top rate of 69.5 for borrowers it deems the highest risk. But despite an APR of up to 15 times the Bank of England base rate, debt adviser CCCS says the card is the lesser of two evils for those who have trouble obtaining credit elsewhere. 'People should approach this with extreme caution and realise that the interest rates are very high,' says spokesman Frances Walker. 'But I can't see why you shouldn't get a credit card with a very low credit limit. We've always been concerned about the danger of driving people into the hands of loan sharks [if denied credit elsewhere].' Vanquis targets people with limited or impaired credit ratings earning a … [Read more...] about A credit card with APR of 70 per cent. Is this exploitation or the help some people need?
Radical proposals for a £20,000 compulsory inheritance levy to help pay for Gordon Brown's social care plans may be endorsed by the government before the general election. The health secretary, Andy Burnham, believes he may get the backing for a compulsory plan from Downing Street, but influential cabinet members are still agonising over whether to be explicit about it on the eve of the poll. They fear the proposal may prove to be too bold to sell to the electorate in the heated weeks before an election. Some cabinet members close to Brown back the proposals, but believe the government may have cold feet, deferring a decision until after the election in the same way that politically difficult decisions on the future funding of higher education have been delayed until a post-election review. One cabinet member accepted the decision that had to be made on social care was probably the most difficult the government had to make ahead of the election, including the budget. The … [Read more...] about Inheritance levy to fund social care being considered by ministers
A young girl who starred in a BBC Children in Need appeal and her severely disabled brother face being homeless after their mum was threatened with eviction. Georgie Leith, eight, helps her mum Laura Gavigan care for her brother Archie, five, who has cerebral palsy and epilepsy, and is fed through a tube. Archie is blind, cannot speak or move independently and requires 24-hour care after being born with most of his brain missing. After being threatened with eviction, single mum Laura, 36, has turned to online crowdfunding to collect enough money for a deposit for a new home. She told the Daily Record she has had no help from the authorities to find an adapted home suitable for Archie's needs. Laura and her children have been given notice to leave their private rented home in Kippen, near Stirling, by January 30 because the owner wants to sell it. They have already had a three-month extension past the original deadline. The family desperately need adapted accommodation but have … [Read more...] about Children in Need campaign star, 8, and disabled brother face being homeless after mum threatened with eviction
A man's photos from behind bars have gone viral because he managed to get his hands on one of the hardest procured items - a Popeyes chicken sandwich. Wild photos posted to a Frank Gutta's Facebook page and shared across Twitter shows the inmate enjoying the viral chicken sandwich. 'Trying to see what all the hype bout,' Gutta says in the story. A follow up picture is captioned: 'Thanks Bae.' Wild photos posted to a Frank Gutta's Facebook page and shared across Twitter shows the inmate enjoying the viral chicken sandwich 'N****s in jail ate the Popeyes chicken sandwich before me IM SICK,' said @Eugene3005 , who initially shared Gutta's post In the photos, Gutta can be seen sitting on a prison cot. He's ready to chow down on the food but poses for the quick photo before taking a bite. The photo was shared on Twitter by a user on November 14, gaining more than 54,000 likes and just under 20,000 retweets. 'N****s in jail ate the Popeyes chicken sandwich before … [Read more...] about EXCLUSIVE: Photo of inmate enjoying Popeyes infamous chicken sandwich in his cell sends social media into meltdown