UNIVERSAL Credit is coming to 44 new areas in December as the new benefits system rollout is completed. These are the last places the new flagship programme is coming to - and it will now will be in every job centre in the country for new claims. You only need to be aware of this if you're making a new claim for benefits - if you’re already on them then you don’t need to apply or swap unless you’re told to. Once this rollout is complete the DWP will start transferring people over onto UC starting from next year. Around 10,000 are set to be moved across first, and they will get help with making a new claim. But the new Universal Credit system's rollout has been far from smooth - with many Brits claiming it's pushing them into debt. One single mum told us how she was at risk of losing her home after applying for Universal Credit - because she couldn't claim help with her mortgage debt. And yesterday another Brit said she couldn't even afford a loaf of … [Read more...] about All the areas where Universal Credit is being rolled out from TOMORROW – see if you’re affected
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UNIVERSAL Credit is being rolled out across Britain, and 64 areas across Britain are set to get it in November. It’s expected that the service will be available everywhere by the end of 2018. Whether you can claim it depends on where you live and your personal circumstances. After the rollout is complete for new claims, the DWP will start putting people who are already on benefits on the Universal Credit system - which wraps six benefits into one. That will start around July next year, its expected. If your circumstances change, for example you lose your job, move house or move in with your partner, you might have to claim Universal Credit instead. How to get ready 1. Find out when it’s coming in your area If your jobcentre area is not on the list then enter your postcode here to find out when it’s coming to near you. 2. Open a bank account Most people will need a bank account to receive benefits - or a similar account with a credit union or building society. 3. Get … [Read more...] about Universal Credit is coming to these areas now – see whether you’re affected
Signing up to some deals can be a good way to put a bit of money back into your pocket - as long as there isn't a catch which will cost you at the time or in the long run. Here are some offers worth considering. Debit card cashback The debit card rewards scheme run by most banks could see you get money back for your groceries, petrol and cinema visits, with little or no effort on your part. The main proviso is that you use your debit card for the purchase. Some schemes also work with credit cards. In recent weeks, it was possible to get €10 back on €50 of groceries bought in Dunnes Stores if you used an AIB debit or credit card to buy your groceries and had signed up to the bank's Everyday Rewards scheme. Some of the recent offers available under Permanent TSB's rewards scheme, Go Rewards, included €5 back on €50 of fuel bought in Circle K, €5 back on purchases of €25 or more at Eason, and 10pc back on a visit to Omniplex cinema. You must have a … [Read more...] about Money-for-nothing deals may be worthy
Whilst travelling abroad is often a life-changing experience, there is no doubt it can be an expensive feat. Flights to Australia can cost well over £1000 and that's before you've even started to think about accomodation. But, how would you fancy scoring a return trip to Hong Kong, Italy or Malaysia for just £200? Well, thanks to error fares, your bucket list travel destinations aren't too far from reality. With the help of our sister site, Birmingham Live, here's how you can find a travel deal for an incredibly cheap price. What is an error fare and how do they happen? Edgars Plešs, owner and founder of TravelFree.info explained that an error fare is basically a reduced price for a flight or hotel that happens as a result of human or computer errors. Sometimes an employee enters the fare incorrectly on their system. In other cases, a computer mistake could include conversion errors, when fares are converting from one currency to another and are miscalculated. Or it … [Read more...] about The secret that will score you an incredibly cheap flight deal
A If you hire a tradesman or company to carry out a service for you, by law, it is required to do it with proper care and attention. It should have the appropriate skills to do the work. Any materials it uses should be fit for purpose and of acceptable quality. If you are unhappy with the work, or feel that it didn't provide a proper service with proper care, used poor quality materials, or didn't complete the job as agreed, you are entitled to have it sort out the problem by negotiating with it to either fix it, or to fully or partially refund you the money you paid for the work. If you haven't already done so, you should complain to the company in writing setting out the issue and how you want it resolved. You can find template complaint letters and more information on ccpc.ie. Unfortunately, as the job cost more than €2,000, you cannot use the Small Claims process so if you still don't get a satisfactory response from the company, you may have to seek legal advice on the … [Read more...] about Your questions answered: Should concrete firm pay for poor work?