So Stoke City have still not won an opening fixture since 2009 and QPR have won an opening day match outside London for the first time since 1938. Something had to give in the history stakes and unfortunately it was the latter. Nathan Jones has admitted that Stoke just were not good enough for the first hour until, at 2-0 down, the introduction of subs Tyrese Campbell, Lee Gregory and Tom Ince and a change in formation added a late spark that almost inspired a comeback to draw. But, after Sam Clucas made it 2-1, a late penalty was turned down and a late free header went begging. The manager insisted he was not 'naive enough or silly enough' to use that penalty shout as an excuse for a very disappointing afternoon. We will bring you all the latest Stoke City debate, news and gossip throughout the day. We would also like to hear from you, so please send us your views via our Stoke City Facebook and Twitter accounts, or have your say by joining our new Stoke news and gossip group. … [Read more...] about Stoke City LIVE! Day One picked apart, encouraging loan update
Credit score updated how often
You won’t pay for health care in retirement with one lump sum. That’s the way these expenses are often presented, though, and the amounts are terrifying. Fidelity Investments, for example, says a couple retiring in 2019 at age 65 will need $285,000 for health expenses, not including nursing home or other long-term care. The Employee Benefits Research Institute said some couples could need up to $400,000 – again, not including long-term care. The Center for Retirement Research at Boston College hasn’t updated its figures recently. But back in 2010 it estimated a typical couple could spend $260,000 for medical and long-term care, with a 5% risk that costs will exceed $570,000. No wonder 45% of people in their 50s and early 60s have little or no confidence that they’ll be able to afford their health care costs once they retire, according to a survey by the University of Michigan. Medical costs may be The approach of presenting people with a huge, perhaps … [Read more...] about Weston: Let’s get real about health care costs in retirement
15 April 2019 • 10:09pm There is plenty to be gained from speaking your mind as a footballer, as Troy Deeney knows well. But there is a reason that so many stick rigidly to cliché, and it is to guard against the sort of humiliation that the Watford captain suffered here, a week after the highs of leading his club to the FA Cup final. “Whenever I play Arsenal, I’ll go up and think, ‘let me whack the first one and see who wants it.’” So said Deeney after this fixture last season, when he so famously dismissed Arsenal’s spirit, fight and “cojones”. A season later, he stuck to his word and promptly whacked Arsenal at the first opportunity. The problem was that the whack in question, on the pocket-sized Lucas Torreira, was more of an elbow, and it was thrust straight into the Arsenal midfielder’s face. Barely 10 minutes had passed, and Deeney’s favourite victims had been treated to the sight of the Watford … [Read more...] about Troy Deeney sees red as Arsenal hang on for win over 10-man Watford thanks to Ben Foster clanger
A worrying number of people who checked their credit reports after falling victim to bank IT failures found errors on their files, a credit referencing agency has warned. ClearScore said nearly two-thirds of people found mistakes that weren't their fault - and could have led to failed applications for loans, mortgages and even utility contracts. Banks' IT meltdowns can sometimes mean that payments do not come in or go out of people's accounts as expected - causing some customers to miss important bill payments. Customers may also struggle to access their account, meaning they struggle to move money around. Errors on someone's credit report can damage their ability to be accepted for financial products in future, such as a mobile phone contract or a mortgage, or mean they only have access to higher interest rates, which increases the cost of credit. A missed payment might also have further negative consequences, ClearScore said - for example, if the late payment fees incurred from the … [Read more...] about Thousands of people hit by bank IT failures have errors on their credit reports
Chris Quintana USA TODAY Published 6:47 AM EDT Apr 12, 2019 The students implicated in the college admissions scandal are starting to feel the consequences of their parents' actions. At least two universities have booted students, to calls of "Justice!" from the corners of the Internet — and more may follow suit. But don't expect another fix of schadenfreude. It’s unusual to hear what disciplinary action a college takes toward a student — even students embroiled in high-profile incidents like this one. Colleges largely can and do discipline students behind closed doors. In fact, they are required to keep such actions under wraps as part of The Family Educational Rights and Privacy Act (FERPA). That federal law prevents colleges from releasing information about a student’s academic record, in an effort to protect students' privacy. But keeping information private about the college admissions scandal is also one way colleges can avoid … [Read more...] about Will kids of Lori Loughlin, Felicity Huffman be expelled from scandal?