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MILLIONS of people on Universal Credit and other benefits are still missing out on a bonus worth up to £1,200 from the Help to Save scheme. As part of Help to Save , you get 50p for every £1 you set aside into a special account, up to a maximum bonus of £1,200 over four years. To get the maximum bonus, you would need to save £2,400 over the four years. Around 264,800 people have opened a Help to Save account since its launch in September 2018 , according to new figures released by the government today. It means millions of people are still missing out on opening an account and cashing in on the tax-free bonuses. When the Help to Save scheme first opened, more than 3.5million people were estimated to be eligible for an account. Best savings accounts for your cash right now HELP to Save offers a higher effective rate of interest than what you'd earn with a regular savings account or bank account. For example, the top easy-access savings accounts right … [Read more...] about Millions on Universal Credit still missing out on Help to Save £1,200 bonus

BILL GATES has issued a stark warning to anyone thinking of dipping their toes into the murky world of Bitcoin. In a recent interview, the Microsoft co-founder said that the dangers of investing in the cryptocurrency mean it's only suitable for the super-rich. Speaking to Bloomberg , Gates revealed that he fretted traders without much cash to spare are taking a huge financial risk. Having shot up more than 400 per cent over the past year, Bitcoin has become increasingly mainstream. Recently, billionaire Tesla boss Elon Musk sparked fresh interest in the digital dinero after he described it as "slightly better" than real cash . Musk invested $1.5billion in Bitcoin through Tesla earlier this month. Gates – the world's third richest man behind Musk and Amazon founder Jeff Bezos – warned of getting swept up in the "mania" surrounding Bitcoin. "Elon has tonnes of money and he's very sophisticated, so I don't worry that his Bitcoin will sort of randomly go up or … [Read more...] about Bill Gates warns Bitcoin fans to AVOID buying the cryptocurrency unless they’re super rich

A SAVVY couple managed to double the value of their house with a smart renovation - and it’s now worth £2 million. Mum Tracey Gill and her husband bought the house in a small village near East Sussex in 2016, and have been transforming it ever since. Tracey says her husband gave her a fairly wide brief when house-hunting, explaining he said: “Find a house ripe for transformation in the prettiest location. I knew I could change any house we bought so the important factor was the land and location.” The house, which they bought for £1.25million, dates back to 1730 in places and had low ceilings - not great for Tracey's 6ft4ins husband. Describing the state they bought it in, the mum-of-two said: “It was covered in cream pebble dash with concrete roof tiles, a north facing conservatory on the front of the house, modern leaded light windows, low ceilings, dark rooms, artexed walls, cheap fittings, decades old carpets, pink shag pile in the bathroom and an unimaginative … [Read more...] about Couple double the value of their house with stunning renovation and it’s now worth £2million

Colin Seranina has been a fisherman for 25 years. The waters around Pilar on the Philippine island of Ponson once provided enough fish to feed his family of four kids with some extra to sell at the market. But the island is particularly susceptible to the changing climate, and the fisherfolk now often go home empty-handed after a day out on the sea. Times have become even harder since the coronavirus pandemic struck, because the large fish markets are closed. Instead, Seranina and other fisherfolk sell their leftover catch to their neighbors for a lot less money than they'd receive at the market. Communities like those in Pilar work with conservation NGO Rare to make sure they have food security into the future. They've established coastal protection areas to allow fish populations to recover and have set up savings clubs so fishing families have some cash to fall back on. Project goal: Protecting coastal regions and creating sustainable fisheries to secure food and … [Read more...] about Philippines: Facing COVID and the climate crisis

There's no doubt Harry was a fun royal to report on. His laid-back style and his natural rapport with people created some great little moments that made stories out of very ordinary engagements and produced fantastic pictures. Moments like messing around with Usain Bolt in Jamaica or slapping a purple handprint of fresh paint on the forehead of photographer Arthur Edwards in New Zealand. But I'll never forget the times that I was told Prince Harry didn't just want to be a performing monkey. He wouldn't just perform for the sake of it, it needed to be spontaneous, he wouldn't just play to the cameras. Which is why this interview with James Corden is so interesting. Advertisement Please use Chrome browser for a more accessible video player Harry says press was 'destroying my mental health' More from James Corden James Corden: 'A school prom? That would have been a litany of rejection' Coronavirus: James … [Read more...] about Prince Harry’s chat show appearance: Was it the clickbait he so despises?