Russ Wiles Arizona Republic Published 10:05 p.m. UTC Jul 19, 2018 Medicare pays for many of the health care costs incurred by older Americans, but it doesn't cover everything. This creates a financial-planning problem: How much should a person expect to pay in out-of-pocket health-related expenses during retirement? It's a tough question because there are so many unknowable factors: What medical problems will you face? How much will Medicare insurance programs pay? How long will you live? What about long-term care? The bad news is that several recent studies warn that Americans, on average, should plan on spending much more than $100,000 just in out-of-pocket medical costs during retirement. The good news (or at least better news) is that the challenge isn't so overwhelming if you break down the projected expenses into a smaller annual figure and prepare for it. More: How to keep on top of your personal finances in a growing … [Read more...] about Medical costs in retirement are projected to be average of $200K. Are you prepared?
College preparation tips
(BPT) - Content sponsored and provided by Pfizer. Psoriatic arthritis (PsA) is a chronic autoimmune and inflammatory condition that can include a variety of symptoms such as joint pain and stiffness, and swollen toes and/or fingers.a For those living with psoriatic arthritis, working with various healthcare providers to manage the range of symptoms can be overwhelming. To elevate the voices of patients and uncover insights about patient-physician communication, Pfizer’s PsA Narrative surveyed 301 adults living with psoriatic arthritis in the U.S. and found that patients may not be communicating about symptoms they are experiencing and how they feel with their physicians. Here are five simple tips to help take a more active role in managing your psoriatic arthritis:1. Get It Down on Paper.From the patient’s perspective, the burden of disease is substantial. Within the PsA Narrative survey, 98% (n=294/301) of patients reported experiencing musculoskeletal symptoms … [Read more...] about It’s a Joint Effort: Tips for Proactively Managing Psoriatic Arthritis
(BPT) - For millions of high school seniors, the summer after graduation is a full one. There is no shortage of parties, summer cookouts or afternoons spent by the pool. There’s a lot to look forward to — and a lot to prepare for.Going to college is the first time many young adults will be away from their parents and their home. With this newfound freedom comes new responsibilities, especially for those with allergies and asthma.“For most teens, going away to college marks their first time living on their own,” says allergist Bradley Chipps, MD, president of the American College of Allergy, Asthma and Immunology (ACAAI). “In addition to moving to a new place, many teens must learn to manage their own schedule, diet, exercise and health. Young people may find their allergies and asthma neglected due to other, seemingly more important demands for their time.” If you or someone in your family has allergies or asthma and is headed off to college this … [Read more...] about Have allergies and headed to college? Here’s what you need to know
STUDENTS across Northern Ireland are receiving exam results and, depending upon the results received, asking themselves ‘What now?’ and ‘Where do I go from here?’ Patricia Frazer, Careers Manager for Banbridge, Lurgan and Lisburn in the Department for Employment and Learning’s Careers Service, congratulates students on their exam results and answers some frequently asked questions which are raised with careers advisers at this time of year.Q. What can the Careers Service offer me?A. The Careers Service has a team of professionally qualified careers advisers located in Jobcentres, Jobs and Benefit Offices and Careers Offices throughout Northern Ireland who are available to provide free and impartial careers information, advice and guidance to young people and adults. We also have three customised Careers Resources Centres in Belfast, Dungannon and Londonderry.A-LEVEL STUDENTSQ. I did not achieve the required results for my chosen universities. What are my … [Read more...] about What next? Careers advisor’s tips for students
A TV star, who was one of the finalists in the smash hit show The Apprentice, came to Burnley to pass on some top tips to aspiring young people. Adam Corbally was one of the guest lecturers at the careers week held at Burnley College Sixth Form Centre.Along with passing on some advice for future success, Adam also acted as one of the judges in a fashion show staged by the students who modelled their perfect interview outfits.Adam said: “It was great to visit Burnley College Sixth Form Centre and take part in the busy careers week."There were some amazing activities to help students focus on their strengths and achieve their ambitions and they were full of enthusiasm and were really excited about their futures – whether that was university or a great career."They’re aiming high and have big plans for future success, which is really encouraging and testament to the support they receive at Burnley College Sixth Form Centre."I’ve no doubt that they’ll make … [Read more...] about The Apprentice star gives tips for success to budding Burnley business moguls of the future