"However, buying from a limited number of retailers means you may not be getting the best deal on your purchase - so you could potentially get a better deal if you looked at the whole retail market and save more than the cashback you're being offered." … [Read more...] about New cashback website will pay off your mortgage when you shop online – including on pizzas
Citizen pay my loan
As a result of the new lending criteria, borrowers were told they would have to pass strict affordability checks before they were approved for a mortgage. This would involve strict credit checks to ensure they could repay their loans. … [Read more...] about 150,000 homeowners “trapped” on high interest rates to sue banks over unfair charges
“That’s £60 cheaper, over the five years you’d save nearly £4,000. So a first timer if you could wait a little bit longer to get over that boundary, great. If you’re remortgaging, if you had savings you could use to get over a boundary, really good stuff." … [Read more...] about Martin Lewis shares first time buyer mortgage tips that could save you £4,000
Mortgages As the main source of financial instability in 2008, the mortgage market has come under closer scrutiny in recent years than ever before. The Prudential Regulatory Authority, an arm of the Bank of England that overseas the financial sector, has put in place tough rules that force banks to hold huge reserves in case unemployment increases and borrowers can no longer afford their monthly payments. … [Read more...] about Can the Bank get Britain to kick its cheap credit habit?
Hannah Maundrell from Money.co.uk said: "If you’re being charged interest on your store cards, a balance transfer could help you get a lower interest rate, or give you a break from being charged interest full stop for a set period by moving what you owe to a new card. … [Read more...] about How to save £300 off your store card balance by transferring to a 0% credit card