While the number of cashback credit cards has fallen in recent years, shoppers can earn up to 5pc in cashback as they spend, if only for a limited time. The number of credit cards that provide cashback incentives has continued to fall, as providers have struggled against EU legislation which caps how much they can charge retailers. The number of cards offering some form of cashback dropped from 87 to 61 between 2016 and 2018, according to data provider Moneyfacts. The drop-off can largely be attributed to EU legislation introduced in December 2015, which limits the amount that card companies can charge retailers for using their services. In turn, this has restricted the cashback and rewards that... Register for free to read this article, or log in to your Telegraph account Register Log in … [Read more...] about Earn 5pc cashback as you spend: here are five of the best credit card deals
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SAINSBURY'S has just launched a credit card with no interest for 28 months that also lets you earn a bonus of 7,500 Nectar points. It comes with no annual fee and an interest free period of 28 months, but you'll have to pay a four per cent fee if you want to transfer money. After 28 months, Sainsbury's Dual Offer Credit Card increases to a typical annual percentage rate (APR) of 20.9 per cent and a purchase rate of 20.95 per cent, so it's important that you clear the debt in full before the interest free period ends. If you're unable to pay it all off on time, you could shift it to another 0 per cent balance transfer card beforehand - you can find the best cards of this kind here. Like most Sainsbury’s cards, you’ll earn Nectar points when you spend on the card: two for every £1 spent on Sainsbury's shopping or fuel and one point per £5 spent everywhere else. Even better, the combined purchase and balance transfer card comes with a bonus Nectar offer worth up to … [Read more...] about Sainsbury’s launches 0% credit card that lets you earn a bonus 7,500 Nectar points worth £38
The college has ended the use of corporate credit cards for senior staff after former principal Dame Asha Khemka claimed more than £40,000 in expenses over five years. As reported by FE week, a further education news site, spending included visits to fine-dining restaurants, five-star hotels and a private members’ club.The college revealed it's financial difficulty last year after 100 jobs were axed.Long-serving college principal and chief executive Dame Asha Khemka stepped down from her £262,000 per year role at the start of October 2018, before the college was placed in “administered” after a report revealed a “serious corporate failure” at the college.A spokesperson told FE Week: "In light of the financial challenges we face, the new board of governors and management team have imposed strict controls on all expenditure including expense claims.READ MORE: More jobs face axe at Mansfield’s West Notts College "The college’s expenses … [Read more...] about West Notts College ends use of corporate credit cards after former principal claimed £40k expenses
Barclaycard will no longer penalise customers who choose to make new purchases on a balance transfer card. Balance transfer cards let customers move debts from other providers and tend to come with an interest free period. However, those who also make new purchases on their card are typically hit with high interest charges unless they are able to clear both the new spending and the existing debt by the end of the month. However, Barclaycard has abolished these additional charges, meaning that no extra interest will accrue as long as customers pay off their new spending at the end of the month. Barclaycard said it was the first to implement this policy, which could eliminate the need for consumers... Register for free to read this article, or log in to your Telegraph account Register Log in … [Read more...] about Barclaycard axes interest charges: what are the best credit cards on the market?
Spectator Money 3 July 2018 10:52 AM 3 July 2018 10:52 AM Share Twitter Facebook LinkedIn Email Whatsapp If you’re going abroad for your summer holidays, you want to make sure that your credit card gives you the best exchange rates, as well as the smallest possible withdrawal fees. Here are some of the best cards on the market at the moment, from data supplied by moneyfacts.co.uk. See also Best Buyscurrency exchangeeurosforeign travelMoneyBlog Most Popular ReadRecentRead Raheem Sterling’s article is brilliant but did he actually write it? Tom Goodenough Confirmed: Cameron did ask Obama to say Brexit Britain would be ‘back of the queue’ Steerpike Exclusive: MPs advised to stay off Twitter accounts Isabel Hardman Danny Dyer is wrong about Brexit Brendan O'Neill My encounter with the self-righteous cry-bullies of Cambridge James … [Read more...] about Best Buys: Credit cards for use abroad