Three young entrepreneurs who chose to skip university and start their own businesses instead have shared their success stories. Despite the high street struggling in the recent months, Emma Parry, Hannah Suffolk and Omar Sacranie say their independent businesses are thriving. Here, they tell us how they got there. Emma Parry, The Bloom Project Emma knew at the age of 13 that she wanted to be a florist, after her mum bought her her first at-home floristry kit. A few homemade flower arrangements later, Emma had found her calling. Ten years on, she is the proud owner of The Bloom Project, her own flower shop in Queens Road, Clarendon Park, Leicester. The Bloom Project opened its doors in September last year after Emma received funding from the Leicester-based Sir Thomas White Loan Charity, which provides young businesses with interest-free loans. Within weeks of receiving the funding, the 23-year-old found her dream business premises, and started making her business a reality. Emma was … [Read more...] about How to start a business when you’re under 25
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A bright idea by Kettering pupils led to the launch of a new range of road safety bags. Students from Isebrook SEN College in Kettering were runners-up in the 2018 Northamptonshire County Schools Challenge (NCSC), in which they won £500 from the office of the police, fire and crime commissioner to further their ‘IseBright’ school bags and backpacks project.Each year the NCSC has a different theme on which pupils from schools across the county are tasked with coming up with social enterprise ideas to educate and help keep their peers safe.Last year the theme was road safety and Isebrook’s project was based around the idea of using reflective strips and designs on a range of school bags. The aim was to create something that would help young people be more visible to traffic when out and about, but would also be something trendy and attractive that people would want to buy.The bags were sourced from various manufacturing companies and then adorned with the printed … [Read more...] about Kettering pupils’ bright road safety idea
Being creative brings with it many benefits, and gardening is the perfect pastime to produce wonderful floral displays and relaxing outdoor spaces, with opportunities to nurture crops and watch plants grow to perfection.Gardening is a rewarding outlet for individual creativity, connecting us to plants, the soil and surroundings, and health experts now agree that these are all beneficial to our health and wellbeing.Whether you’re creating summer patio displays, sowing crops on the veg plot or allotment, or planting a cutting garden to produce beautiful flowers to pick and bring indoors, there are plenty of exciting projects to start this month.Now’s a great time to sow and plant flowers, veg, salads, fruits and herbs to enjoy over the months ahead. Gardening outside in the fresh air is a good way to get some gentle exercise while nurturing crops and patio displays to perfection.By growing your own you’ll pick the freshest, healthiest, nutrient-rich produce possible … [Read more...] about Grow your own – start planting now!
Ken Fisher Special to USA TODAY Published 7:40 AM EDT Apr 28, 2019 TV commercials label reverse mortgages simple fixes for elderly homeowners needing cash — a financial easy button. Sorry, there is no such thing. Yes, reverse mortgages can be attractive. Folks older than 62 can unlock cash from their home without selling. They can simply draw monthly income, a line of credit or lump sum from their home equity, with no repayment until the home is no longer their primary residence. Staying current requires covering property taxes, homeowners insurance and maintenance. But be careful. Read the fine print. This isn’t money you lend yourself. It’s a loan using your home equity as collateral. That means interest, typically at a high rate, plus other fees and costs. Worse than paying that interest monthly, it compounds, magnifying what you owe. When you sell, you repay the principal plus all compounded interest. Living with your parents: The financial rules for moving … [Read more...] about Personal finance: Reverse mortgage risks in retirement
Elizabeth Weise USA TODAY Published 3:26 PM EDT Apr 26, 2019 For Charlene Lange, the breaking point came on her bucket-list trip to see the Northern Lights in Canada’s far north. Her tour came by plane because melting tundra caused local train tracks to sink. Now, she lobbies governors to fight climate change. Gary Krellenstein was an investment banker who helped finance new power plants. Part of his job was examining the data on global warming so he could argue it wasn’t real. Until he found he no longer could. He spends his time today barraging his state senators with letters advocating for clean energy sources. Susan Dobra dealt with the consequences up close and personal – literally running down a road as a massive wildfire, partly blamed on climate change, consumed her car, her home and her entire town of Paradise, California, in November. This month, she spoke before the City Council of the town she’s taken refuge in … [Read more...] about Climate change, global warming: Grandparents trying to save Earth