0 Have your say Credit cards have been available for over half a century and can be incredibly useful when making more than the normal transactions, such as at holiday time and Christmas, as well as bringing major consumer rights. -> Conal Gregory: Don’t wait until the airport to splash out on your holiday cashTheir strength this time of year is the facility credit cards give in paying for goods and services in foreign currencies. If well chosen, no transaction fees arise from your provider.The first credit card launched in the UK was Barclaycard in 1966. It initially made little progress and had no rival until 1972. Today 65 per cent of adults hold a credit card. Last year 3.2bn payments were made, a four per cent rise on 2017. The industry forecasts the number of transactions will jump to 4.1bn by 2028.Plastic money – charge, credit and debit cards - has become so popular that the number of cash payments has fallen by 10 per cent a year over … [Read more...] about Conal Gregory: Which is the best credit card for you?
Best credit cards for students
An academic and former BBC World News editor has compiled a useful check-list for teachers, parents and teens who are considering their next step now exams are over. Dr Lisette Johnston, Head of School for the BA in Media, Content and Film Production at Metfilm School (also called ScreenSpace) is offering the advice followng concerns that students are often under-prepared for university life which may lead to mental health issues. Her tips include highlighting to teens the support services available at many universities and giving them advice on keeping on top of finances which could easily spiral out of control. Teachers and parents Where possible speak with students about their expectations for university. For some people it is a logical step, for others it may seem like a daunting jump. As well as going to see their universities, and making informed decisions about courses, it's important to highlight to these young people that university is not like school. There is absolutely … [Read more...] about Are teens really ready for uni now that exams are over?
Photo: Depositphotos.com Voting, regulating marijuana cultivation, literacy and final student year dissertations all came on board in the Dutch papers this week. Trouw published a piece by GroenLinks member Jelis van Leeuwen, in which he called for voting to be made mandatory. The turnout for the European elections, 42% in the Netherlands and 51% across the EU, was bad news for elections in democratic countries, and that ‘exactly because the Netherlands is a consensus democracy, it is crucial that as many votes are cast as possible,’ he said. Van Leeuwen argued that reintroducing mandatory voting, which was abolished in 1970, was the simplest and easiest way to get people to vote. Not voting, he said, should be punished with a fine of up to €240, but people should have the option to hand in a blank voting form. In a column in the Volkskrant, college lecturer Nico Keuning said that universities should get rid of the final dissertation required for students to … [Read more...] about Opinion round-up: This week’s best newspaper columns
Sam Ruland York Daily Record Published 2:12 PM EDT Jun 11, 2019 Eventually, Chad Albright just couldn't take it anymore. The rejection, the depression, the mounting bills, it became too much to deal with all on his own. "I had to escape this debtors’ prison," he said. It felt like there was no other choice. "That's what America became to me, a prison. So I left." Albright bought a one-way ticket to China and boarded an airplane, uncertain if he would ever return to the country he once considered home. It was 2011, and Albright was 30 years old, starting over in a country more than 7,000 miles away from his life in Pennsylvania — away from his family, his friends, and far away from the $30,000 he owed in student loans. Borrowing money for college seemed like a sound financial decision at the time. Albright thought his degree would reliably lead the way to a well-paying career. June 1: Your 2019 guide to federal student loan … [Read more...] about Student loan debt: College grad flees U.S. to China
Samantha Matt USA TODAY Published 3:58 PM EDT May 2, 2019 — Our editors review and recommend products to help you buy the stuff you need. If you make a purchase by clicking one of our links, we may earn a small share of the revenue. Our picks and opinions are independent from USA TODAY’s newsroom and any business incentives. Every May, college seniors prepare to say goodbye to school and hello to adulthood. Even if grads have something planned, their life for the first time is a blank slate. It can be exciting, sad, happy, scary, and bittersweet. If you know someone graduating in the class of 2018, help them adjust to the real world with a gift they'll actually use. Of course, you can always give grads money, but one of these gifts would make a thoughtful addition to a check or a great replacement to a wad of cash all together. Whether you give a grad a book to help them with their finances, clothes to help them build their professional wardrobe, or a laptop to … [Read more...] about Gifts for grads: The best college graduation gifts of 2019