Susan Tompor Detroit Free Press Published 11:00 p.m. UTC Sep 2, 2018 As we mourn the high-profile deaths of soul icon Aretha Franklin and Arizona Sen. John McCain this past week, it's not a bad time to put a spotlight on dreaded topics, such as end-of-life paperwork. No matter how loved or how respected, people die. And those who are left behind must gather the pieces. So where exactly is that life insurance policy? You might think no one could lose track of a life insurance policy. Think again. At one point, it was estimated that at least $10 billion in life insurance policies nationwide had gone unclaimed or unpaid. My own family ran up against this one when my father died in 2001. Many families don't know if someone took out a life insurance policy. Or they don't know what company holds the policy. People may move around from one state to another and lose the paperwork. Many times, frankly, people don't like to talk about … [Read more...] about Finding a lost life insurance policy: 3 ways to get started on your search
Arizona group health insurance
Russ Wiles Arizona Republic Published 10:05 p.m. UTC Jul 19, 2018 Medicare pays for many of the health care costs incurred by older Americans, but it doesn't cover everything. This creates a financial-planning problem: How much should a person expect to pay in out-of-pocket health-related expenses during retirement? It's a tough question because there are so many unknowable factors: What medical problems will you face? How much will Medicare insurance programs pay? How long will you live? What about long-term care? The bad news is that several recent studies warn that Americans, on average, should plan on spending much more than $100,000 just in out-of-pocket medical costs during retirement. The good news (or at least better news) is that the challenge isn't so overwhelming if you break down the projected expenses into a smaller annual figure and prepare for it. More: How to keep on top of your personal finances in a growing … [Read more...] about Medical costs in retirement are projected to be average of $200K. Are you prepared?
When their marriage fell apart, the most contentious issue between Ruby Torres and John Joseph Terrell was the fate of their frozen embryos. There were seven in storage, created with her eggs and his sperm before Torres underwent chemotherapy and radiation treatment for breast cancer. Torres, 37, wanted to use the embryos to have a baby. In divorce proceedings, she told the judge that the embryos probably represented her only chance to have biological children. Terrell protested that he had no interest in having a child with Torres. With the number of frozen embryos in the United States soaring into the millions, disputes over who owns them are also on the rise. Judges have often - but not always - ruled in favor of the person who does not want the embryos used, sometimes ordering them destroyed, following the theory that no one should be forced to become a parent. Arizona, however, is taking the opposite approach. Under a first-in-the-nation law that went into effect July 1, custody … [Read more...] about Who gets the embryos? Whoever wants to make them into babies, new law says
This round-up of events is written by readers. To get your charity event or story included, simply fill out the form at www.chroniclelive.co.uk/charitynews Friendship dog charity event at The Baltic in Gateshead Raising money for: Wag & Company North East-based charity, Wag & Company North East Friendship Dogs, is welcoming a large number of its volunteers to the first ‘Wag Event’ on Thursday, May17 at The Baltic in Gateshead. Wag & Company aims to reduce loneliness in older dog lovers in the North East by enabling professionally assessed volunteers and dogs to visit them. This service befriends older people both in care or medical facilities and, unique to the North East, those still living in their own homes. Toddler group helps tackle dementia at Forest Hall care home A care home in Forest Hall, Newcastle, is helping brighten the days of its residents and also help those with dementia, by introducing a toddler group at the home. Mums and toddlers regularly … [Read more...] about Mental health awareness in Washington & more charity news
After eight years of displeasure with the presidency of Barack Obama and faced with a choice between Donald Trump and Hillary Clinton, Dennis Schminke of Austin, Minnesota, didn't have to think hard about how he would vote in 2016. A retired corporate manager, a staunch conservative and a county Republican official, he supported the New York businessman. Since then, there has not been a day that Schminke wished that Clinton, rather than Trump, were president. But week by week, month by month, as he has watched the events of Trump's presidency, he has become increasingly conflicted and concerned about what he has seen. The turmoil, he said, has often left him feeling "motion sick." By early spring, he expressed a different sentiment. He had not fully broken, but he was no longer as emotionally invested in the president or a reconstituted Trumpian Republican Party. "I find myself drawing back a bit," he said. Schminke lives in a section of the Upper Midwest that responded … [Read more...] about Loyalty and unease in Trump’s Midwest