Christy Bieber The Motley Fool Published 5:00 p.m. UTC Aug 19, 2018 Are you dreaming of handing in your notice at work and joining the ranks of the retired? Retirement can be wonderful – if you're prepared for it. So before you put an end to your career, it's essential to make sure you're 100% ready. Not sure how to do that? Taking these five steps can put you on the path to a happy and secure retirement. 1. Coordinate with your spouse If you're part of a twosome, retirement doesn't just affect you; it's a profound lifestyle change for your entire family. Before you take the leap, get on the same page as your spouse. Will you both be retiring, or will your spouse work longer? If your spouse is planning to maintain a career, will you end up being responsible for more household tasks – and are you OK with that? These questions need to be answered. You'll also have to think through how your decision will affect your family finances – especially … [Read more...] about Are you really ready to retire? 5 steps to make sure
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ONE million married Brits are missing out on a whopping £900 tax break, it was revealed today. Thanks to the start of the new tax year, up to £238 each year back to 2015 can be backdated for a summer holiday boost, HM Revenue and Customs announced. Around three million couples have already boosted their finances with the free tax break, and already 300,000 have signed up for the allowance since March. It allows someone to transfer £1,190 of their personal allowance to their husband, wife or civil partner, which can knock hundreds off their tax bill. Around four million married couples in total stand to benefit from it, which was introduced under David Cameron in April 2015. You can claim up to four years backdated - and can apply online to do it. So what are you waiting for? Mel Stride MP, the Financial Secretary to the Treasury, said today: "It’s great news that so many couples are now benefitting from Marriage Allowance. This is a really important tax relief and … [Read more...] about One million married Brits missing out on a £900 tax break – are you one of them?
Rick Jervis USA TODAY Published 7:57 p.m. UTC Jun 10, 2018 McALLEN, Texas — As he struggled to sleep in a federal holding cell without his 5-year-old son, Genin Rodas’ American dreams — a job in San Francisco, sending cash back home to his wife and three other children in Honduras, a good education for his son, Edison — dissolved like smoke. None of that suddenly mattered, he said. All he wanted was his son back. “I kept asking myself, ‘Why did I come here? Why did I risk my son’s life and my life to come here?’” Rodas said from a refugee center in this border city. “It means nothing if I don’t have my son.” Rodas was among 40 or so immigrants huddled last week at the Catholic Charities Humanitarian Respite Center here, where dozens of immigrants show up each day after being released from U.S. Border Patrol custody. Many of the people at the center had just experienced the U.S. … [Read more...] about ‘Why are you taking him?’: Trauma lingers from ‘zero tolerance’ immigration policy that separates parents, kids
Police hunt through rooms at a house in Keyes Close, Norwich, to try to disrupt Class A drug dealing. Picture: DENISE BRADLEY Archant Norwich has one of the highest heroin death rates of any city in England. What impact is it having and what is behind the rise? Deaths due to heroin and morphine misuse are rising. PICTURE: Paul Faith/PA Wire Aged 30 he was six lines in a newspaper. “Damien Prince, 30, from Earlham West Centre in Norwich, died on October 31. “His body was found outside St Crispin’s House, between Duke Street and St George’s Street,” read the report in this newspaper on January 23. Mr Prince died from a heroin overdose in a city with the highest rate of heroin deaths in east England. St George's Street in Norwich between Cavell House and St Crispin's where Damien Prince's body was found. Photo: Archant Heroin claimed 17 lives in Norwich from 2014 to 2016, according to the latest figures from the Office for National Statistics (ONS). … [Read more...] about Norwich heroin deaths: ‘I said ‘are you OK?’ but I knew he was dead’
You cannot say it has taken you by surprise. From vague hope to idle rumour and then full, Tomasz Schafernaker-official, the warm weather hype has been building now for well over a week. “Have you heard?” people ,have excitedly whispered, “it’s going to reach the mid-20s by Thursday. Summer. Is. Here. And it’s early!” After a winter so long and gruelling it made Game of Thrones look like it’s set on the Costa del Sol, Britain is set to marinade in a brief, mid-week heatwave over the next two days. It is a triumph for the optimists among us. And as sure as night follows day, as a nation we will react as we do whenever this sort of thing happens: like this 48-hour period of mild warmth could be the very last sunshine we ever see. You’ve probably already had a Mini Milk for breakfast. You are possibly considering watering the lawn, if only to get in there before the hosepipe ban is announced this afternoon. You … [Read more...] about Weather madness: Are you ready for an early summer?