Are credits from university of phoenix transferable

The £20-a-week Universal Credit increase introduced during the pandemic is expected to bee extended for another six months. Chancellor Rishi Sunak is expected to confirm the plan in next Wednesday's Budget. The welfare cash boost was launched last year to help six millions families who were struggling financially following the outbreak of coronavirus . The rise had been due to run out at the end of March, prompting Labour MPs and backbench Tories to campaign for further help. A Government source told the Daily Telegraph : "This was a temporary increase to deal with the crisis and has done that job. "So it makes sense to continue it as we reopen, but supporting people into jobs will be the priority come the autumn." Got a story? Email [email protected] But Mr Sunak is also said to have rejected demands to agree to a year-long extension of the increase. A group of backbench MPs had said that a half-year continuation was too short and "would only push the … [Read more...] about Budget 2021: Universal Credit £20 rise extended for another six months

MILLIONS of Barclaycard users will see their minimum credit card repayments rise from tomorrow, January 26. The changes, which were first announced in November, will be tailored to individual customers to help those in "persistent debt". Persistent debt is when you pay more in charges and interest than your actual repayments, making it difficult to pay off what you owe. Platinum, Initial, Freedom, Forward, Cashback, Littlewoods, Rewards and Hilton Honors cards will be affected by the changes, but not those with Premier or Woolwich cards. Currently, cardholders' minimum repayments are calculated as the highest of 2.25% of the full balance, 1% of the balance plus interest, or £5. The new charges mean minimum repayments will be the highest of between 2% and 5% of the full balance, between 1% and 3% of the balance plus interest, or £5. How to cut the cost of your debt IF you're in large amounts of debt it can be really worrying. Here are some tips from Citizens … [Read more...] about Barclaycard customers to see minimum credit card payments rise from tomorrow

PURCHASE credit cards can be a great way of spreading the cost of expensive items over a long period of time. They work by allowing you to purchase a big-ticket item - such as a new kitchen or holiday - without racking up hefty interest charges. But they need to be used responsibly, otherwise you'll start paying interest on your balance outside of your 0% period. Plan carefully by working out what you need to pay back each month before your 0% timeframe ends. If you can't clear your card each month, you should try and pay more back than the minimum monthly payments, otherwise your debt will take longer to clear. And never use cards to regularly cover gaps in your monthly income either, as doing this will make your balance soar too. Purchase credit cards: What you need to know PURCHASE cards can be a great way of spreading the cost of expensive items. But you've got to use them properly otherwise it could cost you. Here are some tips from MoneySavingExpert … [Read more...] about The best interest-free credit cards for 2020 from Barclaycard to M&S

WE explain how to get extra cash or help if you're on Universal Credit. It comes as the number of people claiming Universal Credit has risen due to the coronavirus crisis. A staggering 5.8million people were claiming Universal Credit as of November 2020, according to the latest figures from the government. Meanwhile, the number of Brits who are unemployed rose to 4.9% in December with 1.69million people now jobless. There is currently a five-week wait for your first payment, but The Sun is calling for this to be slashed to two weeks as part of our " Make Universal Credit Work" campaign . Here we explain how Universal Credit works - and how to apply for extra cash. The Sun wants to Make Universal Credit Work UNIVERSAL Credit replaces six benefits with a single monthly payment. By the time the system is fully rolled out in 2023, nearly 7million will be on it. But there are big problems with the flagship system - it takes five weeks to get the first … [Read more...] about 11 Universal Credit loopholes – how to apply for extra cash help

WORKING mum Gemma Widdowfield says “nonsense” Universal Credit rules have wiped out her £1,000 savings and left her thousands of pounds in debt. Gemma, 35, who works in customer service says it’s a “constant struggle” to stay on top of her finances due to the way the benefit system works. Working parents on Universal Credit get up to 85% of their childcare costs back - but the money is paid in arrears. The Sun has been calling on the government to change the rules and pay the cash upfront as part of our Make Universal Credit Work campaign. Last month, Sun columnist Nichola Salvato won a case at the high court paving the way for an overhaul of the rules. The working mum, 49, who got into £2,000 debt trying to pay for childcare while on Universal Credit , won a landmark victory to get her childcare costs paid upfront. The Department of Work and Pensions has now appealed the decision leaving thousands of parents still struggling. Gemma, who works four days a … [Read more...] about Working mum on Universal Credit says “nonsense” childcare rules have left her thousands of pounds in debt