In a nutshell, you have to tell the insurer about anything that might affect the premium. So if you want to go on holiday but have a serious illness, you’re a higher risk so they’ll charge you more. If you neglect to mention it, you’ve ‘misrepresented’ the situation and the insurer can ‘void’ your contract – cancelling it without payment. … [Read more...] about Insurance small print you HAVE to check for before signing anything
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INDUSTRY HITS BACK AT CHINA FOLLOWING TARIFFS The chief executive of Grain Producers Australia, Andrew Weidermann, says farmers are not scared to cut ties with China. … [Read more...] about Australia’s largest organic dairy company collapses under a $15million mountain of debt in another blow for struggling farmers
The floor will follow six-feet social distancing guidelines and allow fewer traders on the floor at a time - who are required to wear masks. … [Read more...] about New York death toll drops to lowest daily figure of just 73 as Cuomo says state is well-past worst of the pandemic
Endless battle for power in Afghanistan A long series of attacks The violent incidents have made Afghanistan once again a staple of international headlines. Outfits like the Taliban and the "Islamic State" (IS) have claimed responsibility for the attacks. The Afghan government is under heavy pressure to restore security and take back territory controlled by a number of insurgent groups, including the Taliban and IS. … [Read more...] about Direct talks with Taliban: ‘US exploring all avenues,’ State Department tells DW
It replaces part of your income - if you can’t work because you become ill or disabled. It pays out until you can start working again - or until you retire, die or the end of the policy term - whichever is sooner. There’s often a waiting period before the payments start - you generally set payments to start after your sick pay ends, or after any other insurance stops covering you. The longer you wait, the lower the monthly premiums. It covers most illnesses that leave you unable to work - either in the short or long term (depending on the type of policy and its definition of incapacity). You can claim as many times as you need to - while the policy lasts. … [Read more...] about What is income protection insurance and can I use it to protect my finances against coronavirus?