Travellers cheques. Remember them? Cue confused expressions from anyone under 25. You may be surprised to hear that some banks still offer these cheques, which can be exchanged when you go abroad for hard currency (though you’re limited to just six of the major currencies). Fortunately, this outdated mode of currency exchange has now been usurped by something more secure, cost-effective, and widely accepted in countries around the world. Say hello to the multi-currency card. These cards are equipped with chip-and-pin protection, and behave just like a typical bank card – although the card is not tied to your current account. Instead, you can top-up your balance online – similar to pay-as-you-go mobile phone contracts. While currency cards are a relatively new invention, there are already several popular players in the market – a sure sign of the demand for a modern alternative to the travellers cheque. So if you’re shopping around for one of these cards, … [Read more...] about What travellers should look for when shopping for a currency card
3 fee for each balance transfer
Opinion Canaries head coach Daniel Farke, left, and Stoke City boss Gary Rowett, then of Derby County, share a laugh at Carrow Road last season Picture: Paul Chesterton/Focus Images ©Focus Images Limited www.focus-images.co.uk +447814 482222 Stoke City and Middlesbrough are favourites for promotion from the Championship this season, according to the reporters who cover the division’s 24 clubs across the country. Paul Hurst and assistant Chris Doig - some are tipping Town for the drop Picture: ROSS HALLSRecently relegated Stoke have been backed by 22 of the 24 reporters to bounce back to the Premier League at the first attempt, in an annual pre-season survey.Boro are second favourites with 19 votes, with Nottingham Forest and Derby tied on third with six each – but Norwich City got just one promotion vote.On the other hand, none of the reporters are predicting that the Canaries will be among the three teams to be relegated in 2018-19.Newly-promoted Rotherham … [Read more...] about Championship predictions: Potters tipped for top but Ipswich could drop, with mid-table expected for Canaries
Following Xherdan Shaqiri’s spectacular Liverpool debut against Manchester United on Saturday, supporters have been vocal with their support to the Reds’ transfer business this summer. Initially the lowest-key addition to Jurgen Klopp’s first team squad, costing just £13million from relegated Stoke City, the Swiss playmaker’s stunning overhead kick against Jose Mourinho’s side left fans salivating with the start of the 2018/19 Premier League season now just over a week away. Naby Keita finally made the move to Anfield after a deal was agreed with RB Leipzig last summer, and the Guinean midfielder has looked worth every penny of his £52.75million transfer fee in early showings and more than capable of taking over Steven Gerrard’s famous number eight jersey. Elsewhere, where once Simon Mignolet and Loris Karius unconvincingly fought to be Liverpool’s first-choice goalkeeper, the dilemma over who should start between the sticks is no … [Read more...] about How Liverpool’s transfer window compares to their rivals
Net spend, defined as the difference between money earned from player sales and the money spent on new recruits, is among the most-discussed topics of conversation among Liverpool fans. A sum of £75million was spent on Virgil van Dijk in January, for example, a world-record fee for a defender, but the Reds also cashed in on Philippe Coutinho in the same month, cancelling out that fee and then some. The thought process is simple: spending equals success. As Liverpool aim to progress one step further and go from top four members to title challengers, more arrivals are understandably perceived as potential catalysts. More recruits are set to follow Fabinho and Naby Keita in the coming weeks, the two reinforcements Jurgen Klopp has already brought in, with it highly unlikely there will be any high-profile, big-money departures. Reports of Sadio Mané leaving for Real Madrid prior to the World Cup were dismissed out of hand, while Mohamed Salah and Roberto Firmino have secured … [Read more...] about The impact of Liverpool’s net spend & what it means for title hopes
BARCLAYCARD will give new credit card customers £20 cashback when they move their debts to one of their balance transfer card. But whilst cashback is always good news, you may want to weigh up whether the deal is worth it before taking the plunge and switching. Credit cards are a great help when it comes to paying for those big purchases - but if the balance has been on it for a while, the chances are you're racking up lots of interest which you may be struggling to pay back. Transferring the debt onto a 0 per cent interest credit card instead means your monthly repayments will be going towards paying off the debt, rather than on interest rates. "If you’re being charged interest on your credit card debts, a balance transfer could help you get a lower interest rate, or give you a break from being charged interest full stop, for a set period by moving what you owe to a new card," says Martin Lane, from money.co.uk. The cashback offer on the Barclaycard is on the Platinum 25 … [Read more...] about Barclaycard will PAY you to transfer debts to balance transfer credit card – but is it any good?