Forget dropping a dress size in a week or running a marathon. Most women know grand New Year’s resolutions such as these are little more than pipe dreams. Instead, the best way to change your life is one small step at a time. Small is attainable and, crucially, sustainable. The best thing about this realistic, grown-up approach? All those little steps add up and, when you sit back and look, you’ll find you’ve taken one big stride towards a better, healthier, happier you. So, go on, make this the year you . . . LEARN TO JUGGLE Dr Max Pemberton is a medical doctor, an award-winning journalist and the author of three acclaimed books. I don’t mean learn to juggle your time or your home and work life, I mean actually learn to juggle. Balls, beanbags, fruit — it doesn’t matter. Juggling shouldn’t be just for clowns. It’s the perfect antidote to the stresses of modern life, with real benefits for our mental health. It has all the positive … [Read more...] about The little ways to make a big difference in 2019
20 year term life insurance rate chart
UK Independence Party
The UK Independence Party (UKIP ) is a Eurosceptic and right-wing populist political party in the United Kingdom. It currently has three representatives in the House of Lords and sixteen Members of the European Parliament (MEPs), making it the third-largest UK party in the European Parliament. It has four Assembly Members (AMs) in the National Assembly for Wales and two members in the London Assembly. UKIP originated as the Anti-Federalist League, a single-issue Eurosceptic party established in London by the historian Alan Sked in 1991. It was renamed UKIP in 1993 but its growth remained slow. It was largely eclipsed by the Eurosceptic Referendum Party until the latter's 1997 dissolution. In 1997, Sked was ousted by a faction led by Nigel Farage, who became the party's preeminent figure. In 2006, Farage officially became leader and under his direction the party adopted a wider policy platform and capitalised on concerns about rising immigration, in particular among the White British … [Read more...] about UK Independence Party
Fixed-indexed annuities promise a lot, but return on investment can be far lower than advertised
Dennis Wagner Arizona Republic Published 10:00 p.m. UTC Aug 17, 2018 Each year, Americans pour billions of dollars into a curious financial product that, as it's sometimes advertised, seems too good to be true. Some companies tout returns of up to 50 percent over five years, with the claim that consumers won’t lose their original investment even if the stock market crashes. The products, known as “fixed-indexed annuities” or FIAs, function like life insurance in reverse: The purchaser sets aside a safe nest egg, accruing interest, and after a waiting period collects regular payments until death. It's a pitch that appeals to retirees. Yet Anil Vazirani, a Scottsdale, Arizona, financial adviser who has taken an intense interest in FIAs, says the advertising often misleads consumers. And the contracts they sign are so full of jargon, caveats and options, they are impossible to fathom without legal training or a finance degree. Vazirani … [Read more...] about Fixed-indexed annuities promise a lot, but return on investment can be far lower than advertised